If you do not receive dental insurance though your employer, you may tend to put off buying any for yourself and or family. However, having dental insurance will help make dental care more affordable.
Yet you may ask, why should you buy dental insurance when all you are having done are basic dental cleaning and have no real need for dental insurance to help you with that. The fact may be that if all you are having is basic dental cleaning, the cost of dental insurance may excess the cost of the dental service.
However, what happen when you need more then just a basic cleaning? What if you break a tooth or dental decay goes treated and causes a large dental services to be needed. Then what will you do? What if you want to stay with your own dentist? Well that may be a problem, since many dental insurance plans that do let you pick and choose your own dentist also come with long waiting periods.
People that do not have dental insurance tend to put off their dental care. There by requiring larger dental services due to deferring needed dental treatment, making their dental care cost go up even more.
People who have dental insurance tend to see their dentist for their twice a year for their check ups and cleaning since in many cases preventive dental care services is free under their insurance plan. In addition since these people are seeing a dentist regularly they are also able to avoid having larger dental care needs there by saving money on their overall dental health care cost.
So the real question is why are you not buying dental insurance?