Need Dental Insurance for two Crowns.
I am having to have two crowns done with a filling here and there. My dentist told me I should not keep putting it off or I will need to get a root canal which will only cost more money. Okay so he scared me some about the work I need. Right now I do not have dental insurance. Is there any dental insurance plans, I can get which would be okay with me knowing I need this dental work done?
If so…. I also need a plan that does not have waiting periods for crowns. My dentist told me most plans do have waiting periods for crowns. So I need to try and find one that does not have waiting periods or one with shortest time period for me to wait.
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Tuesday, Apr. 27th 2010 2:03 PM at 2:03 pm
Okay so what you will need to look for is either a dental discount plan that will save you money off all your dental services, or a dental HMO insurance plan.
Both normally do not have any waiting periods. However make sure you read the plan detail information to confirm.
For the most part knowing you need dental work is okay. It is when you started the dental work but did not finish and now what a plan or insurance to pick up the rest. That is normally considered preexisting and is not covered under most plans. All I can say is just make sure the plan you get you know it policy limitations.
Tuesday, Apr. 27th 2010 2:22 PM at 2:22 pm
You may be best off with a discount plan that way you know you will have the dental saving you need without worrying over preexisting.
Friday, Apr. 30th 2010 9:43 AM at 9:43 am
Have you talk to your dentist to see what types of plans they accept? I guessing you want to go to that dentist. If you do knowing what they take will save you many hours of searching on the web for dental insurance or dental discount plans.