Getting dental insuance for a toothache.
Please help me. I have a really bad toothache but no dental insurance. I did not think I really needed any dental insurance since up until now I had no real dental issues. That aside I need your help now. I looked at a few dental insurance plans but they have waiting periods
I think I am going to need a dental insurance plan that does not have any waiting periods in order to fix my toothache problem. I also need something that start right away. My mom said not to go to the dentist until I have dental insurance in place because if I do I may not be covered for it.
HELP what do I get to help me I can not continue to put up with my toothache pain.
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Monday, Jul. 12th 2010 9:01 AM at 9:01 am
You would either want to buy a dental HMO insurance plan. They normally do not have waiting periods but make sure you read the plan terms and conditions to verify.
Or you can also buy a dental discount plan that starts normally within the next business day from the order date. That way you can go right to the dentist to get the discounted savings.
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Monday, Jul. 12th 2010 9:05 AM at 9:05 am
Here is something to think about. Just because you did not have dental pain prior to your current toothache does not mean your teeth and gums were fine and that you did not need to see a dentist.
Having dental insurance is not for just when you get a toothache. Sometime by waiting until these type of issues comes up makes it hard to find a dental plan that can address them ASAP without having waiting periods.
Also think about your maintain having the dental insurance may have made you go to the dentist more to get your money worth out of the plan. Had that been the case you may have avoided having your now current tooth pain.
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