Dental Insurance Dental plans, What is best to get for four fillings
Hello I am 19 and out on my own I have a full time job that pay well enough and offers me medical but I do not have any dental. The last time I have been to the dentist was when I was 16 so when I when to the dentist two week ago I was not surprised about having four minor cavities that needed to be filled.
What did suprised me was how much it cost to have them fixed. Not having over $200.00 cash handy I had to put off the dental care. What would be best for me to get dental Insurance or a dental discount plan. Which would save me the most money for my needed fillings?
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Thursday, Oct. 7th 2010 9:06 AM at 9:06 am
With your current needs you may want to get either an HMO dental insurance or a dental discount plan. Normally both have not long term waiting periods so that you can have your filling done at the effective date of the plan.
Thursday, Oct. 7th 2010 9:08 AM at 9:08 am
It up to you really. Right now an HMO plan you are more then likely looking at an Nov 1st effective date. So if you do not mine waiting a little longer get an HMO dental insurance plan coverage will probably be better then a discount plan.
However if you feel you can not wait it out then get a discount plan and take the saving in order to see a dentist with in the next business day of ordering and dental plan.