I have right now a dental insurance plan that maxes out at $1000.00.   This year I had my dental checks  and a filling done.  Going back I am told that I really should have a root canal and a crown down but the cost is going to go over my max limitation which means I am going to have to pay more for the dental work to be done.

I can wait but then I  am left waiting about five months.   Is there anything I can do to help off set my cost so that I am not maxing my limatation out so fast?  If not do you think it is okay to wait for the term to roll over then hope I will not need any more dental work for the rest of another year?

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