Dental Insurance, Looking for a low cost plan to help me get partials.
I currently missing four back teeth on the botom right side of my mouth. I had them pulled about a year ago since pulling teeth is all I had coverage for and the teeth were pretty bad. I could not affod to get partials at the time so I have been without.
I am doing a little better now and would like to get a low cost dental plan for my check ups but also so I can hope to get partials as well and have a full set of teeth again. I have about $20.00 a month I can afford to spend on a dental plan can you advise what will help me the best.
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Monday, Nov. 15th 2010 10:07 AM at 10:07 am
I would say right now for your current needs a dental discount plan may fit best for you. A dental discount plan is not insurance but will help reduce all your dental needs without worrying about preexisting clauses that you may be effected by with your current missing teeth and getting partials.
If you want insurance the a good low cost plan would be an dental HMO but if you wanting to get partials make sure you call and confirm whether or not you would have coverages for a partial due to your current missing teeth.
Many dental insurance plans have missing teeth clause that will not cover repair to teeth that have been missing prior to the plan effective date.
Something to keep in mind when shopping for the right dental plan for your needs.