I went to there office and had a root canal and crown down.  Under my plan my co-pay is 50% I was told at the time I only had to pay the $50 deductiable and they would bill me for the balance once the insurance company paid.   From what they did tell me the total cost for everything was $1285.00.

Yet into  days mail I got a  billing statement for $900.00  this is like $260.00 more then what it should be.  I called the dental office and they like that what is left after the insurance company paid.  This does not add up to the 50 percent that would have gotten paid.  How do I get this corrected?

Share on Facebook

Related posts:

1. Dentist fraudulently charged me for a never performed service.? In some cases where you want to make sure you have coverage before a procedure is done. What a dental office or your self for that matter can do is to fill out a claim form stating it is a Quote only, and that work was not yet done but you want to make sure [...]...
2. Dental services and insurance billing What do yo do when both your dental office and your dental insurance is not doing their job. A few months ago I had a few teeth extracted.  The treatment plan was submitted to my insurance company prior to treatment.  At the time the dentist told me there would be things  listed that may not [...]...
3. Dental Insurance Reviews, Indemnity Dental Insurance Plans Indemnity Dental Insurance Plans This is the plan where you choose your own individual or family dentist. The dental insurance plan pays the dental office on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses them for the services rendered. A dental [...]...
4. Understanding Indemnity Dental Plans Commonly Called Dental Insurance Plans This type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the dental office (dentist) for the services rendered....
5. Dental care, Dental Credit card companies. My mom had not been to  the dentist in over two years though she does take good care of her teeth.  When she went to the dentist about a little over a month the dentist said her teeth were find but her gums were not.  That she had pockets and that her gums were infected. [...]...

However the dental office staffing just told me that I do not have coverage for the filling needed for anoher three months.  Do to some waiting periods.  I did not know about any waiting periods.  So I called my dental insurance company and was told that I have six motnhs on basic dental services and a twelve month waiting period for majors.

That means my daughter will not be able to get her filling for about another three months.  Unless I pay for the cost out of my pocket.  I am upset what is the point of having dental insurance if they make you wait for all your important  dental needs.   Who can I complain to about this?

Share on Facebook

Related posts:

1. Maine Dental Insurance that will cover wisdom teeth extractions My daughter needs to have all four of her wisdom teeth pulled out before they will remove her braces and give her a retainer.  My current dental insurance plan even though they cover for the braces my daughter has will not offer any coverages to having the wisdom teeth pulled by an oral surgeon. I [...]...
2. Need Dental Insurance for two Crowns. I am having to have two crowns done with a filling here and there.  My dentist told me I should not keep putting it off or I will need to get a root canal which will only cost more money.  Okay so he scared me some about the work I need.   Right now I do [...]...
3. Dental opinions, on having a Root canal and crown work done I have right now a dental insurance plan that maxes out at $1000.00.   This year I had my dental checks  and a filling done.  Going back I am told that I really should have a root canal and a crown down but the cost is going to go over my max limitation which means I [...]...
4. Dental insurance reviews, Have questions about the Nationwide dental insurance plan Hi I live in Duson, Louisiana and I am looking for dental insurance with the shortest waiting periods possible.  I do not have major dental inssues or anything but I was told I do need to have a filling for a small cavity.  So I may as well get dental insurance now before having any [...]...
5. Need a dental Crown, Where can I get dental insurance without a waiting period I Have a old crown that just fell off three days ago.   I went to the dentist that originally put the crown in many years ago.  He told me that he can put it back on as a temporally fix, but that I need a new crown as soon as possible. I damaged the old [...]...

I had to pay for the dentist in full for the work and then I submitted the claim to WellPoint.   This was the way the dentist had me do it.  Now it has been like pulling teeth from WellPoint to pay me the $227.00 they said they would cover.  It was over a month later when I called Wellpoint and was told they missed placed the claim.  I had to fax it to them.    I was told they would have the check in the mail…..  Still waiting another two weeks since I faxed the claim in.

I have not gotten my $227.00 which at this point I could really use.  The dentist I went to told me that is why he had me pay in full since this kind of thing happens all the time.  If I did not get this plan though work I would cancel it I am so upset.   How much longer should I give them to get me back my money?   And then what should I do if I do not still get my $227.00?   Advise please.

Share on Facebook

Related posts:

1. Filing a dental claim after the fact. I went to the dentist yesterday for a crown thinking that the insurance I have would cover me since it stated it cover 50% of the cost for crowns.    However after the work was started I found out that I had a waiting period for the crown and I still have two more months to [...]...
2. Question about my Dentist and my Dental Insurance. Okay so my husband has about 2000.00 dollars worth of work that is needed to be done.  We have been waiting until his open enrollment at work before going to the dentist.  Now that we have insurance, my husband wanted to start having his teeth taken care of. The issue is that the dentist is [...]...
3. How Does Dental Insurance Work, Can I Use It For Fillings at the Dentist I have been told by my dentist that I need three small filling.  I do not have an dental insurance right now since my job does not offer it to me.  I never really had an issue since I would pay out of pocket for the cost of X-rays once a year and a cleaning.  [...]...
4. Help on finding supplemental dental insurance. I have a ton of dental work needed. I just got a job that offers dental insurance so that is one plus.  However,  I have so much dental work that is needed that even with the dental insurance I am getting though work I still have a large dental cost on my side.   I am [...]...
5. Reviewing Dental Insurance Plans, Need dental insurance but not sure what to get. I am twenty living on my own.  I have a full time job but it does not offer me dental insurance cover on medical.  I been to the dentist about six months ago for my check up and I had no dental issues.  However, I do not want to keep paying out of pocket.   Even [...]...

I have to go in for m six month cleaning.  Is it me but I hate having my teeth cleaned by my dentist.   After the cleaning I want to wash my mouth out with some water and they will not let me.  When I ask for water they say no.  I just hate the taste of paste that they use, it makes me sick.  Why can I not just wash my mouth out  afterwards.  I hate waiting 20 to 30 minutes.

Share on Facebook

Related posts:

1. Dental teeth care, is brushing your teeth to much bad for you I can not help but feel I have to brush my teeth after eating anything.  I hate if my teeth feel dirty.  I brush with a regular toothbrush and paste twice a day and I flossing up to two time a  day in the morning and latter at night.  But in between snacks or whatever, [...]...
2. Too Scared to go to the dentist Need a cleaning but scared of going to the dentist. I know that my teeth has plaque build up on them.  It has been a few years since I have been to the dentist.  Although I know I need to get them clean, I am afraid the dentist is going to hurt me.  How much [...]...
3. THE ORDER OF BRUSHING YOUR TEETH I put a pea size amount of tooth paste on my toothbrush. I use the kind of toothbrush that vibrates. Turn on the water to get my brush damp. I turn off the water while I am brushing.   I brush from Left to Right in a circular motion for about 3 minutes.  I rinse [...]...
4. DentalOpinions.com Launches New Consumer Blog Site Dr. David Blunt announced  (July 1, 2009) the launch http://www.DentalOpinions.com/blog/ and web site.  The web site will focus on dental insurance plan reviews, dental consumer opinions, and provide a discussion forum for dental office reviews and opinions on dental health care. “This dental web site should help fill the gap for candid reviews and opinions from [...]...
5. Toothache Home Remedies Here are some home remedies to help relive a toothache.  Keep in mind they are only tips to help the pain not fix your tooth.   Do not think that by stopping the pain that you fixed the issue that is causing the pain.  Go to your dentist to have your tooth looked at.   These are [...]...

My dentist says that I have to lose all my baby teeth before I can have braces.  They baby teeth I have left are not even lose.  What can I do about this?  I want braces now not when I am in my thirties.  I know you are not supposed to just take out your own baby teeth but the dentist is not leaving me much choice.

So if anyone has any advice please go ahead and answer.  However if you are just going to tell me not to do it and to wait then do not bother cause you are waisting my time.

Share on Facebook

I am 24 and fairly new to having braces.  I went with the plain metal ones for cost fact reasons since  I paying for them myself and the other types would just be too expensive for me.   I had them in now for a little over a month.  My teeth are find they are sore sometimes but for the most part braces do not bother me in that way.  I have been getting headaches though ever since I got braces.

Is that normal?  I have headaches in the  morning when I wake up and sometimes after school.  I started to get  headaches the same time I got the braces so I am pretty sure that is the cause of them.   You think I will continue to have the headaches until I am out of braces or what?

Share on Facebook

Related posts:

1. Tell Congress to Reject Socialized Health Care – Better Known as “ObamaCare” After Sen. Harry Reid was able to bribe and cajole 60 Democrat and Independent Senators to vote for "cloture" and pass the Senate version of ObamaCare, Sen. Jim DeMint (R-SC) engineered an "objection to the appointment of the conferees". ...
2. I want braces now I need braces  but my dentist says not now My dentist says that I have to lose all my baby teeth before I can have braces.  They baby teeth I have left are not even lose.  What can I do about this?  I want braces now not when I am in my thirties.  I know [...]...
3. Can i have braces, even though i have 19 points? Are the points you are talking about regarding your insurance and weather or not they will cover you for braces? If not then I have never hear of a having to pass a point system in order to get braces. If it is about your insurance covering you for braces, or in this case not [...]...
4. Tooth extraction and severe headaches and eye pain after Does the place where you had the extraction still hurt? Sometime pain will travel. For ex-sample. I get back pain but because my back hurts I get a headache too. If this is not your case. Then I would suggest two things. First go back to your dentist that did the extraction. Do not call [...]...
5. Clear braces are they more expensive then metal braces Do Clear Bracket Braces take longer to fix your teeth? I was thinking about going to the clear bracket  braces if I get braces that is.  Are they much more expensive compared to the standard metal type braces?  Do the clear bracket braces take a longer time to get the job done compared to metal [...]...

My previous dentist never saw any cavities in fact I have not had a cavity since my baby teeth.  I take care of my teeth by brushing and flossing the required amount.  I saw my previous dentist about 8 months ago.  I was running a little late on my 6 month check up because of the move. I  do not believe I could go from having no cavities,  to having four in 8 months when nothing changed other then the dentist.  At this point I have not had anything done.

Can anyone advise me if they see this as a scam too, or give me advise on why this may be possible.

Share on Facebook

Related posts:

1. Six cavities in six months Too many cavities for me to believe I just got back from my dentist.  I went in for my cleaning and was told I have six cavities.  I was just at the dentist for one cavity to be filled six months ago.  Now he is telling me I have six new cavities.   What up?  I [...]...
2. 13 cavities and no time Help I have 13 cavities and I am running out of time. I just went to the dentist for a cleaning and check up.  My dental insurance is expiring on the first of January.  It has been a few years since I have been to the dentist but since I will be changing jobs next [...]...
3. Is this a negligence dentist if so what can I do? I don’t have dental insurance, and I am on a semi fixed income.  I had to move to a different state which meant changing dentist.  Before the move I went to my old dentist at least once every six months without there being to many issues.  Though I knew that I still needed three small [...]...
4. New Jersey dental care for cavities no dental insurance I have no dental insurance in New Jersey:   I just found out that my daughter has two small cavities that need to be filled.  Since I changed jobs about five months ago I no longer got dental benefits.  I been wanting to get some but just kept forgetting.  When my daughter came due for her [...]...
5. New York Dental Care, Cavities and a broken tooth I need to have some serious dental care.  I do not have any dental insurance and right now I not even working though I am trying to find a job but times are really hard. It does not help that my teeth look so bad.  I know I have cavities because I can see them [...]...

Having bad breath is a common complaint that afflicts many people. It is caused by the presence of bacteria in the oral cavity. Bacterial growth can occur due to many reasons, and in many places that may cause a foul odor to emanate from your mouth. Usually the most common reason is infrequent brushing leading to bacterial decomposition of leftover food particles in your mouth and in between your teeth.

Also, certain kinds of food like garlic and onion tend to make your mouth smell as they themselves have strong odors. The disintegrating food particles may cause foul odors to emanate from your mouth, from the skin of your tongue, the gaps in your teeth from under the gums.

Bad breath is caused by a variety of factors, the primary one being the breakdown of proteins from food particles in the mouth by bacteria. Certain kinds of food and drink are also responsible as they have strong smells as well, like onions, cheese, tobacco, and garlic.

Bad breath may also be caused by throat infections, dental decay, worms in the intestinal tract, constipation, gum diseases, gastritis, and accumulation of food between the teeth. In short, any sort of bacterial build up in the gastrointestinal tract can lead to bad breath.

Share on Facebook

From 1993 to 2006, small businesses in California could buy health insurance through an exchange run initially by the government, and later by a nonprofit group.

The plan was undermined when some businesses with relatively healthy workers bought policies more cheaply directly from insurers, bypassing the exchange. That left the exchange with a shrinking pool of less-healthy workers, forcing rates higher and prompting many insurers to withdraw. Managers chose to shut the program in 2006 when one of three remaining insurers withdrew.

“There are definite lessons to be learned,” said John Ramey, who as former head of the Managed Risk Medical Insurance Board helped implement California’s exchange. “We learned them the hard way out here.”

Among those lessons, he and others said: Employers and individuals who qualify must be required to obtain health insurance through the exchange. Failing that, John Grgurina, who ran California’s exchange from 2002 until it ended, said government must impose rules governing rates and eligibility to protect the exchange from attracting a disproportionate share of high-risk people.

An exchange aims to get better prices for coverage by banding together businesses and individuals. Insurers would have an incentive to join an exchange because they would gain access to more potential customers. Individuals and employees of businesses that participate in an exchange would be able to chose from the available plans and pay the same rate.

Exchanges, either on a regional basis or a single national one, are likely to be a part of any final health-care legislation. Late Friday, the House Energy and Commerce Committee approved its health-care bill, though a full House vote won’t come until the fall.

President Barack Obama on Saturday praised the House committee’s action and urged lawmakers to “build upon the historic consensus.”

The compromise proposal agreed to in the House Friday exempted more businesses from the mandate to provide coverage to their employees and offered subsidies to fewer individuals to buy insurance through an exchange, which would shrink the number of potential participants.

Each of the three major bills — one in the House and two in the Senate — would create one or more exchanges. The specifics vary, but most of the proposals would impose more regulations than the failed California program, which analysts say would help the exchanges compete.

Despite California’s struggles, insurance exchanges are still the most effective way to expand coverage, said Elliot Wicks, a health-care consultant who wrote a report on the California program. The report, released last month, was commissioned by the California HealthCare Foundation, a private independent nonprofit.

Veterans of the California effort said the ultimate effectiveness of any exchange would rest on details that have yet to be worked out. They said the pool of people in an exchange should be as broad as possible, to spread both risk and administrative costs.

Click here for your free California health insurance now!

Click here for your free California dental insurance quote!

Share on Facebook

Related posts:

1. California Takes Another Crack at Insurance Reform After a failed attempt to pass a universal health plan early this year, California is now looking to rein in the notoriously consumer-unfriendly market for California individual health insurance....
2. California health insurance ambition narrows Seeking to salvage two years of efforts to completely remake California's health insurance system, Gov. Arnold Schwarzenegger and Democratic legislators are nearing deals intended to rein in costly, meager medical insurance policies sold directly to individuals....
3. Insurance Cancellation Questions Could Spread Beyond California Today’s Health Blog jargon of the day is rescission, the California insurance industry’s practice of revoking individual insurance policies because of health-related mistakes or omissions on the application for coverage. The companies say this is a key step for fighting fraud, but they’ve come under criticism in California by those who accuse them of going [...]...
4. California Taking Another Crack at Insurance Care Reform California Taking Another Crack at Insurance Care Reform...
5. California Children at Risk of Losing Health Insurance Coverage Thousands of California children could lose health insurance coverage in the coming months as a result of changes in Medi-Cal rules and decreased funding for local efforts that have provided coverage to children, the Los Angeles Times reports. Medi-Cal is California’s Medicaid program. State lawmakers will require parents of children enrolled in Medi-Cal to renew [...]...

The Obama team is sending clear signals that healthcare reform is a core economic issue, and the health insurance industry is becoming increasingly anxious by the future administration’s determination to bring healthcare costs under control. Some Americans are seeing their healthcare premiums rising at four times the rate of inflation, if they have insurance at all. Healthcare reform is a pocketbook issue for all of us, according to the Obama team.

In tough economic times it might be tempting to postpone healthcare reforms, but Obama is adamant that delay would be a false economy.

In the American Prospect, Joanne Kenen and Sarah Axeen support claims about the high cost of doing nothing:

A recent report by the New America Foundation’s health-policy program estimates that the cost of doing nothing about health care, including poor health and shorter lifespan of the uninsured, is well above $200 billion a year and rising. That’s enough to cover the uninsured and still have some left over for other public-health needs.

If healthcare costs continue to rise at their current rates, it will cost $24,000/yr to insure a family of four by 2016, an 84% increase from today. At these rates, half of American households would have to spend at least 45% percent of their income to be insured.

In the Nation, Willa Thompson describes how a bicycle crash made her appreciate the connection between healthcare and politics. Thompson was 21 years old when she suffered major injuries after a collision with a truck. Luckily, she was covered by her parents’ medical insurance until she turned 22. She later realized that if she had been just a few months older when the accident happened, she wouldn’t have been able to pay for her medical care.

We all agree that something needs to be done. Let’s briefly review the options that have been proposed so far. Obama wants to provide healthcare for all by requiring private insurance companies to cover everyone and creating a public health insurance plan to compete with private insurers. The second part of his plan is the public option that Republican opponents are so scared of.

Click here for your free health care quote now!

Click here for your free dental care quote now!

Share on Facebook

Related posts:

1. Why is single-payer health reform not viable? When it comes to health care reform in America, there is a relatively simple solution that will cover everyone's basic health care, control costs and save businesses, most people and the country a lot of money....
2. Sudden health-care changes unlikely in California Given all Barack Obama said about change during the presidential race, he might be expected to quickly revamp America’s health-care system, which virtually everyone calls a mess. Local people who have pushed for health-care reform say, however, they don’t expect major changes in a hurry. But they do foresee the new president attending to the [...]...
3. California Governor Signs Health Care Protection Bill California Governor Arnold Schwarzenegger signed AB 1150 by Assemblymember Ted Lieu (D-Torrance) which bans health insurance companies from rewarding their employees for canceling or limiting a patient’s health insurance. While the Governor signed AB 1150 because of the urgent need to protect consumers from unfair health care rescissions, he continues to believe that health care [...]...
4. 1.3 million Cal kids lack health insurance The nation has 8.6 million children who lack public or private health insurance and 1.3 million of them are in California, Families USA, a Washington-based advocate for expanded health access, says in a report based on new census data. California, the nation’s most populous state, is just behind Texas in the numbered of medically uninsured [...]...
5. Grim Health Picture For California’s Low-income Kids No improvement in health insurance coverage: The proportion of children ages 0-5 in California who lacked health insurance for all or part of the previous year - one in ten children - remained unchanged between 2001 and 2005....