Dental Blog -- Dental Opinions and Reviews, Dental Insurance Plan Reviews - Dentist, Dental Office Consumer Opinions and Customer Complaints

Dental Opinions is a service to the dental insurance community providing dental reviews and opinions for dental insurance plans, dental plan procedures, dentist, and the various dental plans sold on the internet such as dental discount plans, reduced dental fee for service, PPO dental insurance plans, DHMO, and dental insurance indemnity products for individual and family dental plans.

Consumer website reviews of good, bad, and ugly dentistry. Advocates for dental fairness.

 

Review of the Stonebridge Dental Plan

Posted on Wednesday, Sep. 30th 2009 12:25 PM by Dental Plan Review in Dental Help, Dental Insurance, Dental Plans No Comments »

The first plan is the Standard Plan A or Plan B is their primary plans. They adjust their deductibles and coverages depending on how you feel your budget is. Plan A has $1000 year max, $50 deductible, and a one year waiting period for major services.

Review of the Stonebridge Dental Plan (cont).

One hundred percent paid for preventative and 50% for basic and majors services. Plan B has $850 year maximum benefit, $50 deductible same waiting periods as plan A but all coverages paid out at a 50% rate. You can see how Plan B would be less expensive but also has lower coverages.

The next Encore plan would be there 1-2-3 Insurance plan which features no waiting periods. Great for people that have basic and major needs now. They call it 1-2-3 because their coverage under the plan gets better each year you continue to maintain the plan. Therefore as an example the maximum limit starts the first year at $500, second year $750, third year $1200.

The Longer You Stay the Better it Gets

Their coverages progressively increases as well. A benefit of a plan like this is that they not only address your current needs but is designed to address your long term needs by increasing the coverage and maximum the longer you have the plan.

Lastly, they have the Supplemental Insurance Plan. It is designed to do just what the name states.
It is a plan that help eliminate the out of pocket expenses you may typically have to pay. It’s features would be only a six months waiting period on majors, 50% coverages for services, $50 deductible, and the annual year maximum is $1250.

The Supplemental Plan

This plan is designed to work with your primary insurance which will be a coordination of benefits helping to ensure you get the maximum amount of coverage allowed without duplicate payments. In short if you are wanting dental insurance and not a discount plan. Or you want to be able to stay with your dentist then all the plans stated above will aloud you to do so.

Pro and Cons of the Encore Dental Plan

Main pros about the Encore plans: You can use their plans for dental care at your own personal dentist, or you are free to choice from any of their 80,000 network dentist. If you use their network dentist you are guarantee the pre-negotiated prices. Therefore using the plan providers will avoid having any claims form hassles.

Main Cons: If you go to a dentist not in their network you do not have any guarantee about what the dentist will charge for their service therefore you may run into an Usual, Customary, Reasonable (UCR) issue.

A Final Note on Encore

When you use a dentist who is not in the network, you may have to pay the full amount at the time of service and submit a covered claim to Encore. Encore will then send you a check for the amount your plan covers. This is something to keep in mind when planing out your dental needs.

Another con is that they are not in every state. The the states I was able to find them in was: CA, TX, OH, WS, MI, MO,IL and IN. Thus, as long as you bought the plan in a state Encore sells their plan in you can move to a different state and they will still maintain your plan.

If you would like more information about PPO’s then please visit InsuranceCompany.com

TitleVotesRatingReview
Best couple dental insurance plan for Freedom New Hampshire45.0-1.0
Affordable Individual Dental Insurance Online.45.0-1.0
Going to Mexico to get dental work done. 35.03.0
Tooth extraction done left with stitches35.0-1.0
How much will a dental bridge cost and are they permanent?35.0-1.0
Dental Review, A Pleasant Hill CA Dentist showcases Awards Received Via the Internet.35.0-1.0
Pain after wisdom tooth extraction. 35.0-1.0
VN:F [1.9.22_1171]
Rating: 4.6/5 (10 votes cast)
VN:F [1.9.22_1171]
Rating: +8 (from 8 votes)
Review of the Stonebridge Dental Plan, 4.6 out of 5 based on 10 ratings
Posted on Wednesday, Sep. 30th 2009 12:25 PM | by Dental Plan Review | in Dental Help, Dental Insurance, Dental Plans | No Comments »

Please leave a dental comment or reply

You must be logged in to post a comment.

.......

Dental review keywords to help you find us again. DentalOpinions.com brings you content on these related dental items.

dental plan reviews, dental plans review, dental plan review, dental discount plan reviews dentist reviews, dentists reviews, dentist review, dentistry reviews, cosmetic dentist reviews, dentists review, dental reviews, dentist ratings reviews, cosmetic dentistry reviews, pediatric dentist reviews, a dentist reviews, dentist and reviews, dentist reviews in, dentist reviews in new, dentist reviews new, reviews for dentist, reviews of dentist in, reviews on dentist in, dentist net reviews, reviews of dentist, free dentist reviews, dentist reviews las, reviews on dentist, dentist and review, dentist net review, dentist review in, review a dentist, review for dentist, review of dentist, dentist review new, review of dentist in, dentistry review, dentist reviews long, review on dentist, reviews for dentist in, cosmetic dentist review, reviews of dentists, dentists reviews in, reviews on dentists, reviews for dentists, dental review, dentist patient reviews, dentist patient review, review of dentists, dentists review in, city dentist reviews, dental dentist review, best dentist reviews, city dentist review, patient reviews of dentists, family dentistry reviews, patient reviews of dentists in, reviews of dentists in, reviews on dentists in, cosmetic dentistry review, family dentistry review, dental hygiene reviews, review of dentists in, area dentist reviews, gentle dental reviews, dentist reviews orange, dentist reviews dr, dentist reviews nyc, dentist review dr, dentist review nyc, dds dentist reviews, new york city dentist reviews, dentist reviews los, reviews for dentists in, dds dentist review, gentle dental review, area dentist review, dental arts reviews, dentist reviews cincinnati, dentist reviews st, dentist review los, md dentist reviews, dentist reviews columbus, las vegas dentist reviews, dentist review st, tucson dentist reviews, dental arts review, dentist reviews milwaukee, dentist reviews arlington, pediatric dentist review, dentist reviews pasadena, pasadena dentist review, dentist reviews boston, dental associates reviews, dentist review boston, dental associates review, comfort dental reviews, dentist reviews orlando, comfort dental review, dental patient reviews

 
 
Copyright 2011 All rights reserved. DEL AMO Insurance Services, Inc.