Archive for the 'Dental Help' Category
Soft drinks are the most significant factor in the severity of dental erosion, according to a new study published in the Journal of Public Health Dentistry. Anything with a pH value (acidity) lower than 5.5 can damage the teeth. Diet and regular sodas, carbonated drinks, flavored fizzy waters, sports drinks, fruit, and fruit juices are all known to be harmful to teeth if consumed too often. If you drink these types of drinks, limit their contact with your teeth by drinking through a straw. Also, consider substituting that type of drink with water whenever possible. Water is good because it causes no damage to your teeth and is also great for your body.
Once you find a dentist and dental office you like and trust, it can be challenging to change providers just because you want dental insurance to help control your dental care cost.
However, you do not have to change your dentist and have dental insurance. Many good dental insurance plans let you choose and stay with your current dentist. These plans are called Indemnity plans. That is because Indemnity dental insurance plans do not have providers that let you choose the dentist you want. One thing to remember is that Indemnity dental insurance plans are like PPO’s dental plans. They usually come with waiting periods. So, buying these types of dental insurance plans is best before you have a toothache.
If you have an HMO: One significant benefit of an HMO dental insurance plan is that there are no claims to file. The cost of dental procedures is usually fee-based. The dentist will charge based on the fees laid out under the HMO plan. Therefore, you know the price of the services before having them done.
However, service costs may differ from what you think the charge should be. Take a crown as an example. There are many different types of crowns; therefore, knowing what kind of crown you will have is essential in understanding your cost and if your HMO plan covers it. That is where ADA codes come in. There is a different ADA code for each dental service, so even though there are many crowns, the ADA code is different for each crown type.
When questioning the cost of services, ask your dentist for all the ADA codes that will be provided so you can match them to the insurance company fee schedule. If the dentist charges the highest crown cost or a crown not covered by your plan, you may want to question why. It is up to you to know your benefits and ask questions if things do not match up how you expect them to.
Question: I went to the dentist and had some work done. The dental office said my dental insurance policy covered the services I needed up to 50 percent, so I paid half the cost of the services rendered at the time. Yet about two weeks later, the dental office tried to charge me more money, saying that the insurance company did not pay the remaining 50 percent and I still had a balance due.
Reply: You can still have a balance due for many reasons besides a lying dentist. However, the first place to call would be your dental insurance member services line for claims. The claims department could advise you why they did not pay out as you expected. Examples could be:
- You maxed out your yearly maximal limitation.
- You had a deductible.
- You went to a dental office outside the network with UCR fees.
- You went to a dental office in the network of providers but out of your rating area and had UCR fees.
- You had a higher-cost dental service than what the plan covers, so they covered you at a lower cost. An example would be that the plan covers up to 50 percent of a Resin Crown with high noble metal, but if you have a Full Porcelain Crown that is more costly, the plan covers you at the cost of the Resin Crown.
If, after speaking to the dental insurance claims department, you still feel like you were misled by the dental office regarding cost and coverage, you would then call the dental office. With that said, most dental offices will say that your cost was an estimate based on your policy, but that final cost is determined by what the company pays out.
It’s important to note that even when submitting a claim for a quote, only to the insurance company so that you know what the company will pay on the claim before having the services. Even the company will state that it is an estimate and can be subject to change.
I am 18 and still living at home. My mom works two jobs, and I work part-time while going to school to help out. However, for the most part, it is still challenging for my mom to care for three kids independently. We do not go to the dentist since she can not afford the cost. Are there low-cost options available?
Reply: You should review dental HMO insurance plans. Dental HMO plans are the lower-cost insurance plan option. With an HMO, you and your family could have preventive care such as X-rays, oral exams, and cleanings for little to no cost. More extensive dental care costs much less, making dental care more affordable for the family.
First, here are some signs that your baby is teething—drooling, wakefulness, cranky more than usual, crying, biting, chewing, and tender gums. Your baby may also be fussy when feeding. Over-drooling may cause skin irritation around the mouth. Teething gums may look swollen and red. You may see little white dots or small openings where the tooth cuts. Although your baby may get loose stools while teething, look out for diarrhea and fever. Fever and diarrhea are not symptoms of teething; therefore, you should take your baby to the doctor for a check-up since it is probably unrelated to your baby’s teething.
I just got some dental bonding on five teeth. However, I did not ask my dentist if I could eat anything. Or if I needed to wait. If so, how long do I need to wait after bonding? I need to know.
Reply: You don’t have to wait to eat or drink after your appointment. However, you may experience slight tooth sensitivity to heat and cold after teeth bonding for a few days afterward. To prevent staining, avoid or keep to a minimum coffee, tea, soy sauce, colas, grape juice, blueberries, fresh cherries, and acidic foods like citrus juices and tomato sauce. You can call your dentist, who did the bonding, for any aftercare instructions, which they typically give you at your appointment.
The Benefits of Having a Family Dental Insurance Health Care Plan.
Not everyone in the US receives dental benefits through their employer. People who do not receive dental benefits tend to put off dental care for themselves and their families due to cost issues. However, even for families, low-cost dental insurance options are available and will help make going to the dentist much more affordable for your whole family. HMO insurance plans in most states run around $30-$40 a month for a family and offer free to very low-cost preventive care, such as X-rays, Checkups, and cleanings. Those services can cost up to $150 or more for just one person. You can see how a family of four paying $40.00 a month saves you over $500.00 in dental care. Also, people with dental insurance tend to see the dentist regularly for preventive care services. Doing so helps prevent more significant dental issues from starting there by also controlling the cost of dental services.
Protect your Cosmetic Dentistry Work.
After paying the cost of cosmetic dental care, the last thing you would want to do is damage your teeth. After going through cosmetic dentistry treatment such as dental implants, cosmetic veneers, or crowns, you need to protect your teeth from hazards. If you do not take proper care of your teeth, restorative dental work can chip, break or go through discolorations. Porcelain can break. Avoid chewing on popcorn or hard candies. Do not use a water pick directly on your porcelain veneers. Wear your night guard if you have any problems with grinding your teeth while sleeping.
Cavities can still develop around dental work: Be active with your daily dental care habits. You still need to brush and floss your teeth regularly if you want to avoid problems such as tooth decay or gum disease. Also, follow your Cosmetic dentist’s instructions on taking care of your teeth if you want your cosmetic dental work lasts for as long as possible. Most cosmetic dentists will only re-do cosmetic dentistry work for free if it is determined that there was a problem with the lab work or because the crown did not fit correctly from the beginning.
Routine Cleanings Vs. Deep Cleanings.
What is the difference between routine Cleaning (Prophylaxis) and Deep Cleaning?
Routine/Prophylaxis Cleaning: Focuses on preventive dental care and maintaining healthy teeth and gums by removing calculus, plaque, and common stains. Normally performed twice a year by a dental hygienist or dentist along with your dental check-up.
Deep Cleaning: is a procedure designed to help avoid periodontal disease (gum disease). A buildup of calculus and plaque on the crowns and root surfaces of teeth causes periodontal disease. It can begin as localized gingival inflammation and progress to severe disease that significantly damages the soft tissue and the bone that supports the teeth. If left untreated, this disease progresses to the ultimate loss of teeth.
If you have a toothache, you want to use warm water to rinse your mouth out. Use floss to remove any particles around your teeth and gum. You will also want to keep your mouth closed as much as possible due to cold air will cause your tooth to hurt more. Coarse, see your dentist right away.
Sometimes while eating, we can get food lodged between our teeth that does not want to come out easily. If you are eating out at the time, this can also be irritating to you and your gums. However, never use a sharp object to remove anything between your teeth. If this technique doesn’t work, you can end up cracking or chipping a tooth. The best advice, carry dental floss with you at all times. I do not suggest flossing at the table, but you can do so in the restroom.
Dental treatment can cost hundreds to thousands of dollars depending on the dental care you may need to have. Without dental insurance, your dental cost can quickly exceed what you can afford to spend on your dental care. However, proper dental care is vital for your oral and dental health and overall medical health. Dental care should not be ignored if you have been delaying your dental care due to cost. Then you may consider buying a dental plan to help reduce your dental costs making dental care more affordable.
Why Should Infants and Toddlers See a Dentist Regularly?
The American Academy of Pediatric Dentistry (AAPD) has revised its guidelines on infant oral health care and now recommends that infants 6 to 12 months old should be seen by a dentist. According to studies, children who experience tooth decay in their baby teeth are more likely to develop tooth decay in their permanent teeth. However, by establishing a relationship between family and dentist, parents will be able to learn how to take care of their baby’s teeth. Parents that take a proactive approach to their infant oral health care can make a difference that will last a lifetime
Most dental insurance plans offer benefits for crowns, bridges, veneers, and orthodontic care as long as it’s necessary. However, ensure you know your dental plan terms and conditions for a cosmetic dental need, as they may cover braces but only for children. The insurance plan may cover dental crowns, but they may only cover partial full porcelain crowns. Basic cleaning covered but not teeth whitening, Bridges and partials covered but not Implants.
If you have dental insurance, ensure you know what your plan covers before starting cosmetic dental services. If you want dental insurance, make sure it covers the services you want. A dental option for reducing cosmetic dental care would be a dental discount. Under most dental discount plans, as long as a dentist does the type of dental services you are looking for, you will get discounted savings.
Why have Dental Teeth Cleanings?
Cleaning teeth usually is part of most people’s oral hygiene habits, which involves the removal of dental plaque. Generally, people routinely clean their teeth by brushing at least twice a day and flossing daily. However, only a dentist or dental hygienist can remove hardened deposits not removed by routine cleaning. A dentist does more than just basic cleaning. They also check for signs of tooth decay and gum disease, which is included in their routine check-up.
Dental care – Understanding how you get cavities.
Believe it or not, you do not just wake up one day with a dental cavity. It does take some time for your tooth to decay. A dental cavity is a word no one wants to hear at their dental appointment. A dental cavity is a hole that can grow bigger and deeper over time. Cavities happen due to tooth decay. However, even before it gets to that point, tooth decay starts with plaque buildup. Plaque is a sticky substance made up primarily of germs that causes tooth decay. The bacteria in your mouth make acids, and when plaque clings to your teeth, the acids can eat away at your tooth enamel.
If you are not seeing a dentist regularly for your cleanings, then the plaque is not being removed. The acids can continue to make their way through the tooth enamel, and the inside parts of your tooth can begin to decay, causing a cavity. However, preventive care at home is a good start to preventing plaque buildup. However, seeing a dentist is the only way to ensure your teeth and gums are healthy. Also, only a dentist can detect small cavities and stop them from becoming significant dental issues.
Dental Review, Why Have Dental Insurance.
Many people do not receive dental benefits through their employers and therefore go uninsured. They do not buy dental insurance primarily due to cost perceptions, thinking it would be too costly to afford. Yet depending on the dental plan, that is only sometimes the case. Due to cost factors, people without dental insurance see the dentist less by deferring needed dental care. However, one can’t delay dental care and have the problem fix itself. When dental services are deferred for too long, a possible simple cleaning can lead to a filling that can lead to a root canal. In the end, it means higher and higher dental care costs. Many low-cost dental insurance plans offer free to low-cost preventive care. By maintaining our preventive dental care, you can stop the progression of more extensive, costly dental care needs.
For this question you will want to have your pediatric dentist evaluate the fluoride level of your child’s primary source of drinking water. If your child is not getting enough fluoride internally through water (especially if the fluoride level is deficient or if your child drinks bottled water without fluoride), then your pediatric dentist may prescribe fluoride supplements
We provides affordable dental insurance plans for seniors. Our insurance plans for individual, couples, and Family offer comprehensive coverage’s from preventive care to major dental care needs. We offer a broad range of dental insurance plan types from HMO’s to PPO’s and Indemnity dental insurance, so that your can compare benefits and cost to find the right plan the best fits your dental care needs.