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Archive for the 'Dental Help' Category

Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

Posted on Apr. 12th 2024 by Dental Plan Review in Dental Care, Dental Claims, Dental Help, Dental Insurance, Dental Plan Reviews, Dental Plans, Dental PPO, Dental Quote Comments Off on Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

Question: I need to find a family dental plan where we can all go to the dentist whenever we need to and pay the dental office bills after the dental insurance company pays their part before making us pay our share of the cost. Currently, we pay the dentist upfront for the total cost of our dental services and wait for the insurance company to refund us. The problem is we don’t always have the money to pay in full, which is why we got the insurance in the first place. 

Having to pay the dentist in full upfront is keeping us from going to the dentist, and at that point, I do not see spending $125.00 a month for a dental insurance plan we do not even use because we can not pay upfront for dental services. What options are left for us that would be more affordable?

Reply: Welcome! I hope you are doing well today. I want to discuss dental insurance plans and how claims are processed. I can understand why the claims process can be distressing, especially concerning how the claims get paid. Let me assure you that you are not alone. Many people have questions about dental insurance plans and how they work.

Based on what you have told me, you have either a dental PPO or an Indemnity dental insurance plan. Consider talking to your dentist if you like the plan benefits and coverages overall and if it’s just about how claims are paid. With dental PPO and Indemnity plans, the payment process and how the dentist gets paid is really up to the dental office. It does not typically come from your insurance company.

The dentist can choose to submit the claim and get paid by the insurance company before billing out any remaining balances to their patient. In the past, many dental offices processed claims that way. However, sadly, many patients would fail to pay their part, and then the dentist’s office would have to chase them down for payment. That is why numerous dental practices have resorted to charging their patients the full amount and requiring them to submit claims to their insurance company to reimburse the portion owed to them.

Some dental offices charge you what they think your part of the cost would be, based on your policy coverages, then bill or credit you depending on the outcome. However, only some dentists still do this, as it can still be an issue of fully getting paid for services already rendered.

Based on what we have discussed, it is not an issue with the insurance plan per se but more of knowing how your dentist is willing to file claims and how they expect you to pay for services. Therefore, if you are still facing issues with your dental insurance plan, you may need to change your dental office, not your dental insurance plan. I hope this information was helpful to you. If you have any additional questions, please do not hesitate to ask.

Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank

Ensuring proper dental care is essential for maintaining overall health, and avoiding necessary procedures due to cost can be detrimental. To help with the affordability of dental care, we have compiled a few suggestions that may be useful to you. Please find the tips below regarding a PPO or Indemnity dental insurance plan.

1) Find out how the dental office files a claim: Talking to the dental office about their claims process is essential in understanding what is expected of you before receiving dental services. You should find out how the dental office processes claims and what upfront cost they expect from you. 

Some dental offices may require you to pay the total cost of the dental services upfront and then submit your claim to the insurance company for reimbursement. In contrast, others may charge the insurance company directly and only bill you for the remaining balance. 

Knowing your financial obligation before receiving dental services is crucial, as this can help you budget your dental costs accordingly. Additionally, ask about any payment plans or financing options that the dental office offers to help you cover the cost of your dental services.

If you are unsatisfied with your current dental office’s claims process, consider switching to a different provider offering more favorable payment terms. Many dental offices are willing to work with their patients to find a payment plan that fits their budget, so don’t hesitate to ask about your options.

By understanding your dental office’s claims process and what is expected of you before receiving dental services, you can take control of your dental health and ensure you get the care you need without breaking the bank.

2) Payment Plan: Another option to consider is a payment plan. Some dental offices offer payment plans for patients to pay for their dental services over time. You can ask your dental office if they offer any payment plans and if they have any discounts available for paying in total upfront.

Additionally, you can inquire if the dental office will charge you based on your insurance coverage. You will be billed for adjusted differences after the insurance company pays them. By asking these questions before receiving dental services, you can budget your costs accordingly and be prepared for any financial obligations.

It’s essential to communicate with your dental office about your financial situation and any concerns you may have regarding payment. Many dental offices are willing to work with their patients to find a payment plan that suits their budget, so don’t hesitate to ask about your options.

3) Get a Cost Estimate: Dental care services can be expensive, especially if they involve complex procedures or treatments. As a responsible patient, it’s essential to know the costs involved and plan accordingly. Before undergoing any dental care service that costs more than $200.00/$300.00, requesting an estimate of coverage cost from your dental insurance company is a good idea. 

This estimate will help you understand the coverage your insurance company will pay for the service and the out-of-pocket costs you’ll be responsible for. Understanding the service’s total cost in advance can help you plan your budget accordingly and avoid any unpleasant surprises later on. 

It’s worth noting that dental insurance policies can vary widely in terms of coverage and limitations. Hence, reviewing your policy carefully and asking questions if you need clarification is essential. Also, remember that some dental services may not be covered by insurance at all, so it’s necessary to understand the total cost upfront. 

By requesting an estimate of coverage cost from your insurance company, you can make informed decisions about your dental care and avoid any unexpected bills.

4) Budget Dental Cost: Budgeting for dental care costs is an excellent way to ensure that you can afford the care you need when you need it without breaking the bank. While having dental insurance is a fantastic start towards reducing dental care costs, the cost associated with dental care may still be challenging to manage if you do not plan.

One simple way to budget dental care costs is to set aside a small amount each pay period. For example, you could set aside $20.00 each pay period or whatever amount you can afford. The key is to use that money only for dental care and avoid dipping into it for other expenses.

If you get paid twice a month and budget $20.00 per pay period, that’s $40.00 per month and $480.00 per year. If you only need preventive care in a year, which is typically free or at least under $100.00 (with insurance), continuing to save this amount will help pay for more extensive dental needs in the future. The more you can put aside each pay period, the more you will have towards larger dental care costs.

By budgeting for dental care costs ahead of time, you can feel more in control of your dental health and avoid the financial stress that can come with unexpected dental expenses. 

5) Change Dentist: If your dentist is not willing to work with you on payment options and you find it challenging to pay for dental services in full, it may be beneficial to look for a more flexible dentist. We understand that dentists need to get paid for the services provided, but not everyone can pay for those services upfront, which is why many people consider payment plans an option. 

Some dental offices offer payment plans for patients to pay for their services over time. You can ask the dental office if they have any payment plans or if they would be willing to create a payment plan that works for your budget.

Another option to consider is financing through third-party companies that specialize in dental financing. These companies work with dental offices to provide payment plans and financing options for patients who need them. Working with a financing company allows you to get the dental care you need without paying for everything upfront.

Lastly, if you do not have access to credit cards or want to avoid incurring more debt, shopping around for a dental provider that will work with your budget may be helpful. Many dentists understand that dental care can be costly and are willing to work out a payment plan that fits your needs. Finding the right dentist may take some research and effort, but it is worth it if it means getting the dental care you need.

In summary, options are available if you struggle to afford dental services. You can look for a dentist who offers payment plans or financing options or shop around for a dentist willing to work with your budget. It is essential to prioritize your dental health and get the care you need, and finding a dentist who understands your financial situation can help you do just that.

Other Alternatives for Lower-Cost Dental Care

Here are some other options that may help make your dental care cost more affordable, but they may also require you to choose a new dentist as your provider. 

1) Dental HMO Insurance Plans: Dental insurance is an excellent way to maintain good dental health while saving money. However, the cost of dental insurance can often be a barrier for many people. Fortunately, Dental HMO insurance plans can be an affordable option for those seeking dental coverage.

One of the primary benefits of an HMO dental insurance plan is that you do not have to file claims. HMO plans have already negotiated rates with the dentists in the plan network. The plan providers have a fee schedule for each covered service, which outlines the costs. Therefore, you only have to pay the reduced, negotiated prices when you receive dental services.

Another advantage of HMO dental insurance plans is that they are typically more affordable than other dental insurance plans. This is because HMO plans limit the dentists and facilities you can use to those within the plan’s network. As a result, the plan providers can negotiate lower rates with these dentists and facilities, which results in more affordable dental services.

While you may have to pay in full when you receive dental services, the negotiated prices are generally much more affordable than what you would pay without insurance. However, if you still find it challenging to pay for your dental services upfront, ask your dentist if they offer a payment plan option.

In summary, HMO dental insurance plans can be an excellent option for those seeking affordable dental coverage. With no claims to file and reduced, negotiated prices, HMO dental plans can help you stay on top of your dental health without breaking the bank. If you’re looking for a way to save money on dental services, an HMO dental insurance plan may be worth considering.

2) Dental Schools: Dental schools can be an excellent resource for saving money on dental care costs. Dental schools offer low-cost or free dental services to the public as part of their training programs for future dentists.

While it may seem daunting to receive dental services from a student rather than a licensed dentist, dental students are supervised by experienced dentists, ensuring that patients receive quality care. In fact, dental schools have some of the most advanced and up-to-date dental equipment and technology available, making it an attractive option for those seeking affordable dental care.

In addition to offering basic dental services such as cleanings and fillings, dental schools also provide more specialized treatments such as root canals, crowns, and implants, all at a fraction of the cost of a traditional dental office. Patients can expect to save anywhere from 30 to 50% on dental services when visiting a dental school.

It is worth noting that dental school appointments may take longer than appointments at a traditional dental office, as the students are still learning and may take more time to complete procedures. However, this extra time is often reflected in the lower cost of services.

To find a dental school near you, you can search online or contact your local dental association for recommendations. It is also important to note that dental schools may have specific patient requirements, such as a need for certain dental services or a willingness to participate in student evaluations.

Overall, utilizing the services of a dental school can be an excellent option for individuals looking to save money on dental care costs. Not only can it provide affordable dental care, but it can also contribute to the education and training of future dentists.

Get affordable dental care with our comprehensive insurance plans – Contact us today for a free quote.

I hope that the information provided was helpful and informative. Remember, ensuring proper dental care is essential for overall health and well-being. By understanding your dental insurance plan and knowing your financial obligations before receiving dental services, you can take control of your dental health and get the care you need without breaking the bank.  

Thank you for contacting us regarding dental insurance plans and tips for affordable dental care. At DentalOpinions.com, we understand the importance of having access to affordable and comprehensive dental care. That’s why we offer a range of dental insurance plans to meet your needs.

If you have any questions about our dental insurance plans or would like a complimentary dental insurance quote for you and your family, we encourage you to call us. Our knowledgeable representatives are available Monday through Friday from 8 a.m. to 4 p.m. to answer your questions and help you find the plan that best fits your needs and budget.

Don’t let the cost of dental care keep you from maintaining good oral health. Contact us today at 310-534-3444 to learn more about our dental insurance plans and how we can help you get the care you need at an affordable price. Thank you for considering DentalOpinions.com for your dental insurance needs.

Posted on Apr. 12th 2024 | by Dental Plan Review | in Dental Care, Dental Claims, Dental Help, Dental Insurance, Dental Plan Reviews, Dental Plans, Dental PPO, Dental Quote | Comments Off on Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

How to Reduce Your Dental Care Cost – Dental Opinions

Posted on Apr. 5th 2024 by Dental Plan Review in Dental Help Comments Off on How to Reduce Your Dental Care Cost – Dental Opinions

It is essential to remember that regardless of whether or not you have dental insurance, your dentist will only sometimes have your insurance and budget in mind when providing a treatment plan. Your dentist’s primary concern is what they feel is the best course of treatment. So, tip number one is to talk to your dentist.

  • Discuss alternatives: One good way to save on dental care costs is by letting your dentist know that cost is an issue. They may suggest alternative treatments that are less expensive but just as effective.

Dental care costs can be an issue if you do not have dental insurance. Having dental insurance will help you control your dental care costs. You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.

Posted on Apr. 5th 2024 | by Dental Plan Review | in Dental Help | Comments Off on How to Reduce Your Dental Care Cost – Dental Opinions

Bad Breath, Painful Gums – Dental Opinions 

Posted on Apr. 3rd 2024 by Dental Plan Review in Dental Help Comments Off on Bad Breath, Painful Gums – Dental Opinions 

My gums have been red and slightly swollen for over two months now. I am using Listerine with gum care, and that is helping me. My gums still hurt, but not always, mostly when I brush or eat. Since I do not have a dentist or dental insurance, mouthwash is the only affordable thing.

About a week ago, I noticed that my breath was not as fresh as it used to be. One of my friends said my breath stunk. I do not know why that would be since I always use mouthwash. Do you think it has anything to do with my gums? If so, should I see a dentist? Where can I find a cheap one to look at my teeth if I have to see a dentist?

Reply: I’m sorry you are experiencing painful gums and bad breath. Mouthwash is a good start, but addressing the underlying issue causing these symptoms is essential. Your gums could be giving you a warning sign of gum disease, which can lead to further dental complications if left untreated. 

I highly recommend seeing a dentist as soon as possible for a thorough examination and diagnosis. There are many affordable dental clinics and community health centers that offer low-cost or even free dental care for those who are uninsured. You can search for dental clinics online or contact your local health department for more information. 

Taking care of your oral health is essential for your overall well-being, so please don’t hesitate to seek professional help. I hope you find a solution to your dental issues soon.

Posted on Apr. 3rd 2024 | by Dental Plan Review | in Dental Help | Comments Off on Bad Breath, Painful Gums – Dental Opinions 

Dental Opinions – Swollen Gums Common Causes

Posted on Apr. 1st 2024 by Dental Plan Review in Dental Help Comments Off on Dental Opinions – Swollen Gums Common Causes

Swollen gums can be caused by various factors such as poor oral hygiene, gingivitis, periodontitis, vitamin deficiencies, hormonal changes, certain medications, and even certain systemic diseases. See a dentist if you have persistent gum swelling to determine the underlying cause and receive proper treatment.

If you don’t treat swollen gums, the condition can worsen, leading to more severe gum disease, such as periodontitis. This can cause damage to the bone and tissues that support your teeth and eventually lead to tooth loss. Additionally, swollen gums can be a symptom of an underlying systemic disease.

Posted on Apr. 1st 2024 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinions – Swollen Gums Common Causes

Dental Opinions – Swollen Gums

Posted on Mar. 30th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Swollen Gums

What are Swollen Gums?

Swollen gums are the inflammation of the gum tissue surrounding the teeth. This condition is usually caused by improper oral hygiene, gum disease, or an injury to the gums. Swollen gums can be characterized by redness, tenderness, and bleeding while brushing or flossing. If left untreated, swollen gums can lead to periodontitis, a more severe form of gum disease that affects the bone and tissue that support the teeth. It is important to seek dental care if you have swollen gums to prevent further damage to your oral health.

Posted on Mar. 30th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Swollen Gums

Dental Opinions – Delayed Dental Care

Posted on Mar. 28th 2024 by Dental Plan Review in Dental Help Comments Off on Dental Opinions – Delayed Dental Care

People delay dental visits primarily because of fear or anxiety about dental procedures. Many people feel nervous or uncomfortable about going to the dentist, which can cause them to put off necessary checkups or treatments. It’s essential to address these fears and find ways to make dental visits more comfortable and less stressful, such as:  

  • Finding a dentist specializing in treating anxious patients  
  • Practicing relaxation techniques like deep breathing or meditation before and during the appointment 
  • Bringing a friend or family member for support 
  • Discuss any concerns or fears with the dentist beforehand. 

Understanding the procedure and asking questions to alleviate any worries or uncertainties is also helpful. Individuals can overcome their dental fears and receive the necessary dental care for a healthy smile by taking these steps.

Another primary reason why people delay their dental care is cost. Many people delay their dental care due to the cost involved. Dental treatments and procedures can be expensive, and the costs can quickly add up for those without dental insurance or with limited coverage. As a result, some people may put off necessary dental care to save money in the short term, even though this can lead to more serious dental issues and higher costs in the long run.

Posted on Mar. 28th 2024 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinions – Delayed Dental Care

Dental Opinions – Using a Dentist In Your Dental Insurance Plan Network of Providers. 

Posted on Mar. 26th 2024 by Dental Plan Review in Dental Help Comments Off on Dental Opinions – Using a Dentist In Your Dental Insurance Plan Network of Providers. 

Consumers may need help figuring out if their dentist is in-network or out-of-network. Some dental plans have multiple networks, and their dentists may participate in all or only some. With a dental HMO insurance plan, members must visit their selected network dentist for treatment. If they see another network dentist, in most cases, the member will only be covered if they switch to select that dentist as primary beforehand. With a PPO plan, patients gain the flexibility to visit any licensed dentist but can save the most money and extend their coverage by going to one of the plan’s selected PPO network dentists.

Posted on Mar. 26th 2024 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinions – Using a Dentist In Your Dental Insurance Plan Network of Providers. 

My niece’s teeth are yellow with tarter build-up and may need silver fillings.

Posted on Mar. 22nd 2024 by Dental Plan Review in Dental Help Comments Off on My niece’s teeth are yellow with tarter build-up and may need silver fillings.

Question:  I am currently taking care of my three-year-old niece. Since she has been with me, I have noticed how bad her baby teeth look. Her teeth are yellow with tarter build-up, and she may need some fillings. Would it be okay to get her silver filling since they are just baby teeth and are lower cost, which will be helpful to me? 

Reply: I understand your concern for your three-year-old niece’s dental health. Taking good care of baby teeth is crucial as they play a significant role in developing permanent teeth. 

Regarding your question, silver fillings are a common and affordable option for treating cavities in baby teeth. However, I recommend consulting a pediatric dentist to determine the best course of action for your niece’s dental needs. The dentist will be able to assess the severity of the tarter build-up and determine if fillings are necessary.

Additionally, consider dental insurance if you do not currently have it. Many insurance plans offer pediatric dental care coverage, making it more affordable in the long run. You can also ask your dentist about any available payment plans or discounts to help manage the cost of treatment.

Remember, good dental hygiene habits like brushing and flossing are crucial for maintaining healthy teeth and preventing further dental issues. Encourage your niece to develop these habits early on to promote good oral health for years.

Posted on Mar. 22nd 2024 | by Dental Plan Review | in Dental Help | Comments Off on My niece’s teeth are yellow with tarter build-up and may need silver fillings.

Dental Opinions – Take advantage of the benefits offered by the dental insurance plan.

Posted on Mar. 20th 2024 by Dental Plan Review in Dental Help Comments Off on Dental Opinions – Take advantage of the benefits offered by the dental insurance plan.

Diagnostic and preventive services are the most frequently used and can help patients avoid more costly dental care for advanced dental diseases. HMO dental plans usually cover preventive services for little to no cost. PPO plans often cover between 80% and 100%, with the patient paying the remainder plus any deductible if the plan does not waive the deductible for preventive care services. 

The insurer will specify any frequency limitations and exclusions that apply to the coverage for diagnostic and preventative services and other types of procedures. Such as twice-a-year cleaning (once every six months) and one set of X-rays a year. These limitations and exclusions prevent fraud and abuse and protect patients against over-treatment. 

Be sure to review your plan booklet to learn about these guidelines and your estimated share of costs. If you are unsure about any aspect of your coverage, insurers usually offer easy-to-understand benefit summaries online, or you can contact your carrier’s customer service department. Your dental plan should be able to clarify any of its policies or payment protocols.

Posted on Mar. 20th 2024 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinions – Take advantage of the benefits offered by the dental insurance plan.

Dental Opinions – Understand Your Dental Insurance Plan. 

Posted on Mar. 18th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Understand Your Dental Insurance Plan. 

Dental insurance can be a valuable investment for oral health, but choosing the right plan for your needs is important. Before purchasing a dental insurance plan, it’s essential to read and understand the terms and conditions that come with it.

One of the most crucial things to consider in a dental plan is its benefits. It would help if you understood what services are covered and their associated costs. This includes co-payments, deductibles, and annual maximums. Co-payments are the set fees for each dental service, while deductibles are the amount you must pay before your insurance coverage starts. Annual maximums limit how much your insurance will pay for dental services each year.

By understanding your dental plan’s benefits, you can make informed decisions regarding your oral health. You can also avoid any surprises when it comes to costs. Knowing the details of your dental insurance plan can help you get the most value from it and ensure that you receive the dental care you need. 

In summary, before purchasing a dental insurance plan, read and understand the terms and conditions, including the benefits, co-payments, deductibles, and annual maximums. This will help you make a well-informed decision and get the most out of your dental insurance plan.

Posted on Mar. 18th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Understand Your Dental Insurance Plan. 

Is there any student discount on dental insurance? 

Posted on Mar. 16th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Is there any student discount on dental insurance? 

Reply: I am 19 and a full-time student. I am looking to get dental insurance only. I talked to the company I had with my parents, but they said they could not just give me a plan of my own since it is a group plan through my dad’s job. Are there any discounts for full-time students if I buy my dental insurance plan? 

Answer: All our dental insurance and discount plans have no special discount for students full-time or part-time. However, we do have lower-cost HMO dental insurance plans and lower-cost dental discount plans you may want to review. You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.

Posted on Mar. 16th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Is there any student discount on dental insurance? 

 Adult Braces, Looking for Dental Insurance Help. 

Posted on Mar. 14th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on  Adult Braces, Looking for Dental Insurance Help. 

Question: So, my dentist said I would need braces to close up some gaping issues I have with my teeth. I talked to my dental insurance company, and they said they do not cover adult braces but advised me to look for a discount plan such as Aetna Dental Choice, which would at least give me a discount on the cost of braces for an adult and not have waiting periods. Is that true? If so, how much of a savings do I get? 

Answer: The Aetna dental discount plan this website has to offer, all services are effective the next business day from signing up —even braces. You can go to any Orthodontic dental office that takes the Aetna dental plan. Your savings for braces are 20% off the dentist’s normal charges.

Posted on Mar. 14th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on  Adult Braces, Looking for Dental Insurance Help. 

Dental Opinions – Dental Care and Teeth Cleaning. 

Posted on Mar. 12th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Dental Care and Teeth Cleaning. 

Question: I have dental insurance through work. It is an HMO. I received two cleanings a year for free. I have yet to use the plan and was considering going in for my cleaning because I have not seen a dentist in over two years. My teeth are stained even though I brush and floss daily. I do not drink coffee or tea, nor do I smoke, but I do eat food that may stain my teeth. If I go in for a good cleaning, will that help remove the stains and make my teeth brighter? 

Answer: It’s great that you have dental insurance through work that offers two free yearly cleanings. Maintaining good oral hygiene is crucial for your overall health, so it’s recommended that you go in for cleaning regardless of the stains on your teeth. That being said, getting a professional cleaning can help remove some surface stains and make your teeth look brighter. If you’re still unsatisfied with the color of your teeth after the cleaning, you can discuss the possibility of teeth whitening with your dentist. They can recommend safe and effective options that can help brighten your smile.

Posted on Mar. 12th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Dental Care and Teeth Cleaning. 

Does impacted wisdom tooth extraction hurt?

Posted on Mar. 8th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Does impacted wisdom tooth extraction hurt?

Dental Opinions – Does Impacted Wisdom Tooth Extraction Hurt? 

Question: I need to have an impacted wisdom tooth removed and worry that it will hurt.  

Reply: Once you get past the injections, you are generally accessible at home free. The dentist will numb the nerves and tissue of the impacted tooth before extraction. One item to note is an impacted tooth sometimes requires the dentist to make deep injections, so consider a mild over-the-counter pain relief medication in advance. In addition, make sure the topic ointment used to numb the gum tissue initially sits on the gums for a minute or two.

Finally, and most importantly, please express any reservations about the procedure to the dentist. You are paying for their service, and they should be willing to sit with you for a few minutes exp, explain the extraction process, and resolve any concerns you may have regarding the pain involved.

Posted on Mar. 8th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Does impacted wisdom tooth extraction hurt?

Dental Opinions – Terrible Teeth Need Dental Help 

Posted on Mar. 6th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Terrible Teeth Need Dental Help 

Question: I am eighteen, and my teeth are in terrible shape. I always had bad teeth. Even my baby teeth were cavity-ridden. Now, with my adult teeth, I have already had seven cavities. My mom was paying for my dental work out of her pocket since we never had any dental insurance, but she told me today that she would no longer be paying my dental bills and that I better start taking care of my teeth. The thing is, I brush three times a day most days. It is not like I do not try to take care of my teeth. They are just weak or something. My teeth are now okay since I saw the dentist three months ago. But what if I keep getting cavities like I have in the past? How am I going to pay my dental bills? 

Answer: Since you are 18, you can get your dental insurance plan to make dental work affordable. You do not have to do what your mom did and pay out of pocket for your dental services when so many affordable dental insurance plans are available. Consider looking at dental HMO insurance plans as a starting point. You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.

Posted on Mar. 6th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Terrible Teeth Need Dental Help 

Dental Opinion – Looking for Dental Insurance  

Posted on Mar. 4th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinion – Looking for Dental Insurance  

Question: I need dental insurance for myself and my 10-year-old son. I used to have dental insurance through work and never had to get it alone. When getting a dental insurance quote, would I be looking at the family rates? Since it is for my son and me, can I get the couple prices since there are only the two of us? Does a couple mean that you need to be husband and wife? 

Answer: Regarding dental insurance, the pricing structure can vary depending on the number of people covered under the plan. Generally, dental insurance and dental plans refer to couples as two people and families as three or more. However, some plans may offer a different pricing structure depending on the number of people covered. So, reading the plan summary, exclusions, and limitations is always a good idea or calling the customer service line to check.

Since you are looking for dental insurance for yourself and your 10-year-old son, you may be able to get a couple’s pricing since there are only two of you. A couple usually refers to a husband and wife, but it can also include an adult with a dependent child. However, checking the specific plan to ensure it meets your needs is important.

When reviewing dental insurance plans, paying attention to the coverage offered, deductibles, annual maximums, and any exclusions or limitations is important. You’ll want to make sure the plan meets your needs and budget while providing the coverage you need for routine and preventative dental care and any necessary procedures.

If you have any questions or concerns about dental insurance, don’t hesitate to contact the customer service team for the plan you are considering. They can provide more information and help you decide on the best dental insurance plan for you and your family.

Posted on Mar. 4th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinion – Looking for Dental Insurance  

Dental Opinions – How much for fake teeth?

Posted on Mar. 1st 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – How much for fake teeth?

Question: How much for fake teeth?

Reply: If you’re asking about the cost of artificial teeth, it would depend on the type of restoration you need. For example, a dental bridge typically costs between $500 and $1,200 per tooth, a dental implant can range from $1,500 to $6,000 per tooth, and a partial denture can cost anywhere from $300 to $5,000. However, these options are usually considered when no other option is left, and the primary goal of any dental procedure is to preserve natural teeth. If you’re experiencing any dental issues, it’s always a good idea to seek professional advice from a dentist as soon as possible.

Posted on Mar. 1st 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – How much for fake teeth?

Dental Opinions: Why Do I Need to Wear a Retainer?

Posted on Feb. 28th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions: Why Do I Need to Wear a Retainer?

There are different reasons why you need a retainer. The most common cause is to help your teeth stay set in their new positions after wearing braces. It’s essential to wear your retainer because as your body grows, your teeth do some shifting. The retainer helps to control this shifting, which occurs naturally.

After removing your braces, your orthodontist (a special dentist who helps straighten teeth and correct jaw problems) will fit you for a retainer. They will tell you how long to wear it and when. For example, you might have to wear it all day for three months but only at night afterward. Some kids may wear their retainer only at night from the start, but they may have to wear it for over a year. The retainer keeps the teeth in line, and you won’t notice it while sleeping!

Other kids may wear retainers to close a space between their teeth or move one tooth. Braces aren’t needed in these cases because retainers can do the job. Often, retainers will be worn for several years to close a space, for example, and then keep the gap closed by holding the teeth in place. When you wear a retainer for any reason, certain teeth may feel pressure and even sore for the first few days. If you experience this, don’t worry — it’s completely normal.

Retainers can help many mouth problems besides shifting teeth. Sometimes, they’re used to help with a medical problem. For example, you may have a tongue thrust (a condition where your tongue sneaks through your teeth when you talk).

Some retainers, known as crib or tongue cage retainers, are designed with small metal bars that hang down from the roof of your mouth. When you speak, these retainers keep your tongue from going forward in between your teeth. Your tongue is trained to go to the roof of your mouth instead of through your teeth. The length of time kids wear a tongue cage varies depending on the kid.

Another use for retainers is to help people with temporomandibular disorder (TMD). This disorder is usually a result of a bite problem (the teeth don’t meet together properly when the jaws are closed) called malocclusion (say: mal-uh-kloo-zhun) or bruxism (say: bruk-sih-zum), which is grinding your teeth while you sleep. Grinding stretches the muscles and joints in your mouth and jaws and sometimes can cause jaw pain or headaches. Retainers can help you by preventing your mouth from closing completely at night, which keeps you from grinding your teeth.

Posted on Feb. 28th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions: Why Do I Need to Wear a Retainer?

Dental Opinions: What’s a Retainer?

Posted on Feb. 26th 2024 by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions: What’s a Retainer?

A retainer is a crucial dental appliance that helps maintain the teeth’ structure and alignment. After a kid has completed their orthodontic treatment, the dentist will remove the braces and fit the child with a retainer. The retainer is designed to hold the teeth in their new position, allowing the gums and bones to adapt to the new alignment.

Retainers are made of plastic and metal, and each retainer is custom-made to fit the unique structure of the patient’s teeth and mouth. Even though retainers may look similar, no two retainers are alike. Your dentist will advise you on how long you need to wear your retainer and how often you should wear it.

Retainers are not only used after braces treatment. They also close gaps between teeth, help with speech problems, and solve specific medical issues such as sleep apnea. Retainers come in different types, such as clear retainers, removable retainers, and fixed retainers.

It is essential to properly care for your retainer to ensure its longevity and effectiveness. It would help to clean your retainer daily using a soft-bristled toothbrush and mild soap or toothpaste. Avoid using hot water to clean your retainer, as it can cause it to warp or lose its shape.

In conclusion, retainers play a crucial role in maintaining the structure and alignment of your teeth. If you or your child needs a retainer, consult your dentist to determine the best type for your needs.

Posted on Feb. 26th 2024 | by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions: What’s a Retainer?

Need Low-cost Dental Insurance – Dental Opinions

Posted on Feb. 24th 2024 by Dental Plan Review in Dental Help Comments Off on Need Low-cost Dental Insurance – Dental Opinions

Question: I am looking for a low-cost dental insurance plan. I want to have the routine cleaning twice a year with X-rays. Since I only need preventive dental care, I do not want to spend $30-$50 monthly for dental insurance to get two free cleanings yearly. Is there any dental insurance with a low monthly rate for people who will only be using it twice a year? 

Answer: You may want to look into a dental HMO insurance plan. Generally, HMO dental insurance plans offer a low monthly cost ranging from $8.00 to $25.00 monthly. HMO dental insurance plans are good overall dental plans, and many provide free office visits, X-rays, and dental cleanings. Make sure you read the policy terms to confirm plan coverages.

You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.

Posted on Feb. 24th 2024 | by Dental Plan Review | in Dental Help | Comments Off on Need Low-cost Dental Insurance – Dental Opinions

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