Dental Opinions – Using a Dentist In Your Dental Insurance Plan Network of Providers.
Consumers may need help figuring out if their dentist is in-network or out-of-network. Some dental plans have multiple networks, and their dentists may participate in all or only some. With a dental HMO insurance plan, members must visit their selected network dentist for treatment. If they see another network dentist, in most cases, the member will only be covered if they switch to select that dentist as primary beforehand. With a PPO plan, patients gain the flexibility to visit any licensed dentist but can save the most money and extend their coverage by going to one of the plan’s selected PPO network dentists.