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Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

Posted on Apr. 12th 2024 by Dental Plan Review in Dental Care, Dental Claims, Dental Help, Dental Insurance, Dental Plan Reviews, Dental Plans, Dental PPO, Dental Quote Comments Off on Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

Question: I need to find a family dental plan where we can all go to the dentist whenever we need to and pay the dental office bills after the dental insurance company pays their part before making us pay our share of the cost. Currently, we pay the dentist upfront for the total cost of our dental services and wait for the insurance company to refund us. The problem is we don’t always have the money to pay in full, which is why we got the insurance in the first place. 

Having to pay the dentist in full upfront is keeping us from going to the dentist, and at that point, I do not see spending $125.00 a month for a dental insurance plan we do not even use because we can not pay upfront for dental services. What options are left for us that would be more affordable?

Reply: Welcome! I hope you are doing well today. I want to discuss dental insurance plans and how claims are processed. I can understand why the claims process can be distressing, especially concerning how the claims get paid. Let me assure you that you are not alone. Many people have questions about dental insurance plans and how they work.

Based on what you have told me, you have either a dental PPO or an Indemnity dental insurance plan. Consider talking to your dentist if you like the plan benefits and coverages overall and if it’s just about how claims are paid. With dental PPO and Indemnity plans, the payment process and how the dentist gets paid is really up to the dental office. It does not typically come from your insurance company.

The dentist can choose to submit the claim and get paid by the insurance company before billing out any remaining balances to their patient. In the past, many dental offices processed claims that way. However, sadly, many patients would fail to pay their part, and then the dentist’s office would have to chase them down for payment. That is why numerous dental practices have resorted to charging their patients the full amount and requiring them to submit claims to their insurance company to reimburse the portion owed to them.

Some dental offices charge you what they think your part of the cost would be, based on your policy coverages, then bill or credit you depending on the outcome. However, only some dentists still do this, as it can still be an issue of fully getting paid for services already rendered.

Based on what we have discussed, it is not an issue with the insurance plan per se but more of knowing how your dentist is willing to file claims and how they expect you to pay for services. Therefore, if you are still facing issues with your dental insurance plan, you may need to change your dental office, not your dental insurance plan. I hope this information was helpful to you. If you have any additional questions, please do not hesitate to ask.

Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank

Ensuring proper dental care is essential for maintaining overall health, and avoiding necessary procedures due to cost can be detrimental. To help with the affordability of dental care, we have compiled a few suggestions that may be useful to you. Please find the tips below regarding a PPO or Indemnity dental insurance plan.

1) Find out how the dental office files a claim: Talking to the dental office about their claims process is essential in understanding what is expected of you before receiving dental services. You should find out how the dental office processes claims and what upfront cost they expect from you. 

Some dental offices may require you to pay the total cost of the dental services upfront and then submit your claim to the insurance company for reimbursement. In contrast, others may charge the insurance company directly and only bill you for the remaining balance. 

Knowing your financial obligation before receiving dental services is crucial, as this can help you budget your dental costs accordingly. Additionally, ask about any payment plans or financing options that the dental office offers to help you cover the cost of your dental services.

If you are unsatisfied with your current dental office’s claims process, consider switching to a different provider offering more favorable payment terms. Many dental offices are willing to work with their patients to find a payment plan that fits their budget, so don’t hesitate to ask about your options.

By understanding your dental office’s claims process and what is expected of you before receiving dental services, you can take control of your dental health and ensure you get the care you need without breaking the bank.

2) Payment Plan: Another option to consider is a payment plan. Some dental offices offer payment plans for patients to pay for their dental services over time. You can ask your dental office if they offer any payment plans and if they have any discounts available for paying in total upfront.

Additionally, you can inquire if the dental office will charge you based on your insurance coverage. You will be billed for adjusted differences after the insurance company pays them. By asking these questions before receiving dental services, you can budget your costs accordingly and be prepared for any financial obligations.

It’s essential to communicate with your dental office about your financial situation and any concerns you may have regarding payment. Many dental offices are willing to work with their patients to find a payment plan that suits their budget, so don’t hesitate to ask about your options.

3) Get a Cost Estimate: Dental care services can be expensive, especially if they involve complex procedures or treatments. As a responsible patient, it’s essential to know the costs involved and plan accordingly. Before undergoing any dental care service that costs more than $200.00/$300.00, requesting an estimate of coverage cost from your dental insurance company is a good idea. 

This estimate will help you understand the coverage your insurance company will pay for the service and the out-of-pocket costs you’ll be responsible for. Understanding the service’s total cost in advance can help you plan your budget accordingly and avoid any unpleasant surprises later on. 

It’s worth noting that dental insurance policies can vary widely in terms of coverage and limitations. Hence, reviewing your policy carefully and asking questions if you need clarification is essential. Also, remember that some dental services may not be covered by insurance at all, so it’s necessary to understand the total cost upfront. 

By requesting an estimate of coverage cost from your insurance company, you can make informed decisions about your dental care and avoid any unexpected bills.

4) Budget Dental Cost: Budgeting for dental care costs is an excellent way to ensure that you can afford the care you need when you need it without breaking the bank. While having dental insurance is a fantastic start towards reducing dental care costs, the cost associated with dental care may still be challenging to manage if you do not plan.

One simple way to budget dental care costs is to set aside a small amount each pay period. For example, you could set aside $20.00 each pay period or whatever amount you can afford. The key is to use that money only for dental care and avoid dipping into it for other expenses.

If you get paid twice a month and budget $20.00 per pay period, that’s $40.00 per month and $480.00 per year. If you only need preventive care in a year, which is typically free or at least under $100.00 (with insurance), continuing to save this amount will help pay for more extensive dental needs in the future. The more you can put aside each pay period, the more you will have towards larger dental care costs.

By budgeting for dental care costs ahead of time, you can feel more in control of your dental health and avoid the financial stress that can come with unexpected dental expenses. 

5) Change Dentist: If your dentist is not willing to work with you on payment options and you find it challenging to pay for dental services in full, it may be beneficial to look for a more flexible dentist. We understand that dentists need to get paid for the services provided, but not everyone can pay for those services upfront, which is why many people consider payment plans an option. 

Some dental offices offer payment plans for patients to pay for their services over time. You can ask the dental office if they have any payment plans or if they would be willing to create a payment plan that works for your budget.

Another option to consider is financing through third-party companies that specialize in dental financing. These companies work with dental offices to provide payment plans and financing options for patients who need them. Working with a financing company allows you to get the dental care you need without paying for everything upfront.

Lastly, if you do not have access to credit cards or want to avoid incurring more debt, shopping around for a dental provider that will work with your budget may be helpful. Many dentists understand that dental care can be costly and are willing to work out a payment plan that fits your needs. Finding the right dentist may take some research and effort, but it is worth it if it means getting the dental care you need.

In summary, options are available if you struggle to afford dental services. You can look for a dentist who offers payment plans or financing options or shop around for a dentist willing to work with your budget. It is essential to prioritize your dental health and get the care you need, and finding a dentist who understands your financial situation can help you do just that.

Other Alternatives for Lower-Cost Dental Care

Here are some other options that may help make your dental care cost more affordable, but they may also require you to choose a new dentist as your provider. 

1) Dental HMO Insurance Plans: Dental insurance is an excellent way to maintain good dental health while saving money. However, the cost of dental insurance can often be a barrier for many people. Fortunately, Dental HMO insurance plans can be an affordable option for those seeking dental coverage.

One of the primary benefits of an HMO dental insurance plan is that you do not have to file claims. HMO plans have already negotiated rates with the dentists in the plan network. The plan providers have a fee schedule for each covered service, which outlines the costs. Therefore, you only have to pay the reduced, negotiated prices when you receive dental services.

Another advantage of HMO dental insurance plans is that they are typically more affordable than other dental insurance plans. This is because HMO plans limit the dentists and facilities you can use to those within the plan’s network. As a result, the plan providers can negotiate lower rates with these dentists and facilities, which results in more affordable dental services.

While you may have to pay in full when you receive dental services, the negotiated prices are generally much more affordable than what you would pay without insurance. However, if you still find it challenging to pay for your dental services upfront, ask your dentist if they offer a payment plan option.

In summary, HMO dental insurance plans can be an excellent option for those seeking affordable dental coverage. With no claims to file and reduced, negotiated prices, HMO dental plans can help you stay on top of your dental health without breaking the bank. If you’re looking for a way to save money on dental services, an HMO dental insurance plan may be worth considering.

2) Dental Schools: Dental schools can be an excellent resource for saving money on dental care costs. Dental schools offer low-cost or free dental services to the public as part of their training programs for future dentists.

While it may seem daunting to receive dental services from a student rather than a licensed dentist, dental students are supervised by experienced dentists, ensuring that patients receive quality care. In fact, dental schools have some of the most advanced and up-to-date dental equipment and technology available, making it an attractive option for those seeking affordable dental care.

In addition to offering basic dental services such as cleanings and fillings, dental schools also provide more specialized treatments such as root canals, crowns, and implants, all at a fraction of the cost of a traditional dental office. Patients can expect to save anywhere from 30 to 50% on dental services when visiting a dental school.

It is worth noting that dental school appointments may take longer than appointments at a traditional dental office, as the students are still learning and may take more time to complete procedures. However, this extra time is often reflected in the lower cost of services.

To find a dental school near you, you can search online or contact your local dental association for recommendations. It is also important to note that dental schools may have specific patient requirements, such as a need for certain dental services or a willingness to participate in student evaluations.

Overall, utilizing the services of a dental school can be an excellent option for individuals looking to save money on dental care costs. Not only can it provide affordable dental care, but it can also contribute to the education and training of future dentists.

Get affordable dental care with our comprehensive insurance plans – Contact us today for a free quote.

I hope that the information provided was helpful and informative. Remember, ensuring proper dental care is essential for overall health and well-being. By understanding your dental insurance plan and knowing your financial obligations before receiving dental services, you can take control of your dental health and get the care you need without breaking the bank.  

Thank you for contacting us regarding dental insurance plans and tips for affordable dental care. At DentalOpinions.com, we understand the importance of having access to affordable and comprehensive dental care. That’s why we offer a range of dental insurance plans to meet your needs.

If you have any questions about our dental insurance plans or would like a complimentary dental insurance quote for you and your family, we encourage you to call us. Our knowledgeable representatives are available Monday through Friday from 8 a.m. to 4 p.m. to answer your questions and help you find the plan that best fits your needs and budget.

Don’t let the cost of dental care keep you from maintaining good oral health. Contact us today at 310-534-3444 to learn more about our dental insurance plans and how we can help you get the care you need at an affordable price. Thank you for considering DentalOpinions.com for your dental insurance needs.

Posted on Apr. 12th 2024 | by Dental Plan Review | in Dental Care, Dental Claims, Dental Help, Dental Insurance, Dental Plan Reviews, Dental Plans, Dental PPO, Dental Quote | Comments Off on Affordable Dental Care: Tips for Maintaining Oral Health Without Breaking the Bank.

Dental Opinions – What to do if you have Tooth Pain.

Posted on Aug. 24th 2023 by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – What to do if you have Tooth Pain.

If you have a toothache, you want to use warm water to rinse your mouth out. Use floss to remove any particles around your teeth and gum. You will also want to keep your mouth closed as much as possible due to cold air will cause your tooth to hurt more. Coarse, see your dentist right away.

Posted on Aug. 24th 2023 | by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – What to do if you have Tooth Pain.

Dental Opinions – What to do if you have food lodged between teeth.

Posted on Aug. 22nd 2023 by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – What to do if you have food lodged between teeth.

Sometimes while eating, we can get food lodged between our teeth that does not want to come out easily. If you are eating out at the time, this can also be irritating to you and your gums. However, never use a sharp object to remove anything between your teeth. If this technique doesn’t work, you can end up cracking or chipping a tooth. The best advice, carry dental floss with you at all times. I do not suggest flossing at the table, but you can do so in the restroom.

Posted on Aug. 22nd 2023 | by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – What to do if you have food lodged between teeth.

Reduce Your Cost of Dental Care Services. 

Posted on Aug. 18th 2023 by Dental Plan Reviews in Dental Help, Dental Insurance Comments Off on Reduce Your Cost of Dental Care Services. 

Dental treatment can cost hundreds to thousands of dollars depending on the dental care you may need to have. Without dental insurance, your dental cost can quickly exceed what you can afford to spend on your dental care. However, proper dental care is vital for your oral and dental health and overall medical health. Dental care should not be ignored if you have been delaying your dental care due to cost. Then you may consider buying a dental plan to help reduce your dental costs making dental care more affordable.

Posted on Aug. 18th 2023 | by Dental Plan Reviews | in Dental Help, Dental Insurance | Comments Off on Reduce Your Cost of Dental Care Services. 

Dental Opinions – Seeing a Dentist

Posted on Aug. 16th 2023 by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – Seeing a Dentist

Why Should Infants and Toddlers See a Dentist Regularly?

The American Academy of Pediatric Dentistry (AAPD) has revised its guidelines on infant oral health care and now recommends that infants 6 to 12 months old should be seen by a dentist. According to studies, children who experience tooth decay in their baby teeth are more likely to develop tooth decay in their permanent teeth. However, by establishing a relationship between family and dentist, parents will be able to learn how to take care of their baby’s teeth. Parents that take a proactive approach to their infant oral health care can make a difference that will last a lifetime

Posted on Aug. 16th 2023 | by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – Seeing a Dentist

Dental Opinions – Cosmetic Dentristry

Posted on Aug. 14th 2023 by Dental Plan Reviews in Cosmetic, Dental Help Comments Off on Dental Opinions – Cosmetic Dentristry

Most dental insurance plans offer benefits for crowns, bridges, veneers, and orthodontic care as long as it’s necessary. However, ensure you know your dental plan terms and conditions for a cosmetic dental need, as they may cover braces but only for children. The insurance plan may cover dental crowns, but they may only cover partial full porcelain crowns. Basic cleaning covered but not teeth whitening, Bridges and partials covered but not Implants.

If you have dental insurance, ensure you know what your plan covers before starting cosmetic dental services. If you want dental insurance, make sure it covers the services you want. A dental option for reducing cosmetic dental care would be a dental discount. Under most dental discount plans, as long as a dentist does the type of dental services you are looking for, you will get discounted savings.

Posted on Aug. 14th 2023 | by Dental Plan Reviews | in Cosmetic, Dental Help | Comments Off on Dental Opinions – Cosmetic Dentristry

Dental Opinion – Children and Tooth Decay

Posted on Jun. 28th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Children and Tooth Decay

Tooth decay is the leading chronic childhood illness in the US. According to National Institute of Dental and Craniofacial Research, 42% of children aged 2-11 in the US have had dental caries, or tooth decay, in their primary teeth, while 21% of children aged 6-11 have had dental caries in their adult teeth. Poor oral hygiene and high consumption of sugary foods and drinks are common causes of dental caries in children

Posted on Jun. 28th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Children and Tooth Decay

Dental Opinion – Individual Dental Insurance

Posted on Jun. 25th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Individual Dental Insurance

Individual dental insurance plans, help to make dental care easy and affordable. Dental care cost is increasing each year, making it harder to see your dentist regularly do to the ever increasing cost. Dental insurance helps to control dental care cost keeping dental services more affordable. Studies suggest that more people are liking to visit their dentist regularly when they have current dental insurance in place.

Review our dental insurance options just by entering your zip code in the quote box provided. If you should have any questions about our dental insurance plans please call our customer service line at 310-534-3444 as we be happy to assist you.

Posted on Jun. 25th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Individual Dental Insurance

Dental Opinion – Natural Treatments for Bad Breath

Posted on Jun. 22nd 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Natural Treatments for Bad Breath

Bad Breath – What are the Natural Treatments? Having bad breath is a common complaint that afflicts many people. It is caused by the presence of bacteria in the oral cavity. Bacterial growth can occur due to many reasons, and in many places that may cause a foul odor to emanate from your mouth. Usually the most common reason is infrequent brushing leading to bacterial decomposition of leftover food particles in your mouth and in between your teeth.

Also, certain kinds of food like garlic and onion tend to make your mouth smell as they themselves have strong odors. The disintegrating food particles may cause foul odors to emanate from your mouth, from the skin of your tongue, the gaps in your teeth from under the gums. Bad breath is caused by a variety of factors, the primary one being the breakdown of proteins from food particles in the mouth by bacteria. Certain kinds of food and drink are also responsible as they have strong smells as well, like onions, cheese, tobacco, and garlic.

Bad breath may also be caused by throat infections, dental decay, worms in the intestinal tract, constipation, gum diseases, gastritis, and accumulation of food between the teeth. In short, any sort of bacterial build up in the gastrointestinal tract can lead to bad breath.

Posted on Jun. 22nd 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Natural Treatments for Bad Breath

Dental Opinion – Whiter Teeth

Posted on Jun. 19th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Whiter Teeth

Answer: I want to whiten my teeth but without going to a dentist, parents won’t pay for me to get my teeth whiten. Answer: I can understand parents not wanting to spend extra money on whiten treatment. Here are a few suggestions, but make sure you run them by your parents first before trying any of them.

1) See if your parents would be willing to have you brush with toothpaste with whiten. That is normally not any more expensive then toothpaste without whiten
2) See if your parents would be willing to spend around 45.00 to 60.00 for over the counter whiten strips.
3) Keep in mind if you really want white teeth avoid staining them in the first place.
4) Do not smoke or chew
5) Drink staining drinks (coffee, soda, tea etc.) though straws.
6) Brush after eating whenever possible. When you can not brush right after try chewing whiten gum.
7) There is also mouthwash with whiten you can use that is over the counter as well.
8) Finally as my mom would say, start saving your pennies for when you can afford to have your teeth whiten by a dentist and are able to pay for it yourself.

Posted on Jun. 19th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Whiter Teeth

Dental Opinion – Health Teeth and Gums

Posted on Jun. 16th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Health Teeth and Gums

Question: I brush my teeth with a hard bristle brush so that I get my teeth clean but then when I do my gums bleed. I brush hard because I tend to have bad breath and I want to make sure that my breath dose not stink. What can I do to have healthy teeth and gums?  

Answer: You may be brushing too hard. Changing to a soft bristle may help you. You also may want to look into getting products that have gum care included. You can find this in tooth paste as well as mouth wash.

Posted on Jun. 16th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Health Teeth and Gums

Dental Opinion – How do Discount Dental Plans Work?

Posted on Jun. 14th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – How do Discount Dental Plans Work?

Question: I thinking about buying a dental discount plan just wanting to have a better understanding on how they work.

Answer: Most individual dental insurance plans require you to satisfy waiting periods and deductibles before having major and sometimes even minor restorative work done. Discount dental plans help make maintaining good oral health a lot more affordable. And, with no waiting periods or complicated coverage procedures, dental discount plans are about as simple as you can get.

How do discount dental plans work? As we become aware about our oral health, there has been a demand for affordable dental care. Discount dental plans are the newest option for those without coverage. These dental discount plans are much cheaper than traditional dental insurance, and also offer almost equal coverage for all dental work, even cosmetic procedures not covered by standard indemnity dental plans.

The catch is that dental discount plans are not really insurance at all. They work more like club memberships, where the cost of membership (your “premium”) earns a steep discount on any club service (dental work) you buy. The discount normally applies to all dental office services performed by an approved “plan” dentist, but no procedure is covered completely

Posted on Jun. 14th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – How do Discount Dental Plans Work?

Dental Opinion – Chewing and Dental Health

Posted on May. 31st 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Chewing and Dental Health

Question: I do chew daily, I am wanting to stop but until I do if I brush often will that help prevent dental health issues?

Answer: The side effects of chewing tobacco are numerous, but since we are talking about your teeth here are the side effects related to just your mouth.

1) Stained teeth
2) Bad breath
3) Sores on the gums and in the mouth that are stubborn to heal
4) Some of the effects on dental health are escalated by the sugar that is added to the tobacco during processing to improve the taste.
5) Risk of developing oral cancer

It is a good idea to stop chewing as soon as possible brushing your teeth is important but when chewing you are still increasing your risks for dental health issues.

Posted on May. 31st 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Chewing and Dental Health

Dental Opinion – Invisalign do They Work?

Posted on May. 28th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Invisalign do They Work?

Question: Thinking about getting braces just wondering if Invisaligns really work and are they more costly then the basic metal braces?

Answer: Yes Invisaligns work for many issue just as well as using metal braces. They do cost more then metal braces. So make sure if you have dental insurance they they cover them. Many dental Insurance will not cover invisaligns. You may want to look into a dental discount plan if your insurance dose not cover. A discount plan will normally save you at least 20% off the cost of invisalings.

Posted on May. 28th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Invisalign do They Work?

Dental Opinion – Whiter Teeth

Posted on May. 25th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Whiter Teeth

Question: I want to whiten my teeth but without going to a dentist, parents won’t pay for me to get my teeth whiten.

Answer: I can understand parents not wanting to spend extra money on whiten treatment. Here are a few suggestions, but make sure you run them by your parents first before trying any of them.

1) See if your parents would be willing to have you brush with toothpaste with whiten. That is normally not any more expensive then toothpaste without whiten
2) See if your parents would be willing to spend around 45.00 to 60.00 for over the counter whiten strips.
3) Keep in mind if you really want white teeth avoid staining them in the first place.
4) Do not smoke or chew
5) Drink staining drinks (coffee, soda, tea etc.) though straws.
6) Brush after eating whenever possible. When you can not brush right after try chewing whiten gum.
7) There is also mouthwash with whiten you can use that is over the counter as well.
8) Finally as my mom would say, start saving your pennies for when you can afford to have your teeth whiten by a dentist and are able to pay for it yourself.

Posted on May. 25th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Whiter Teeth

Dental Opinion – Health Teeth and Gums

Posted on May. 23rd 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Health Teeth and Gums

Question: I brush my teeth with a hard bristle brush so that I get my teeth clean but then when I do my gums bleed. I brush hard because I tend to have bad breath and I want to make sure that my breath dose not stink. What can I do to have healthy teeth and gums?

Answer: You may be brushing too hard. Changing to a soft bristle may help you. You also may want to look into getting products that have gum care included. You can find this in tooth paste as well as mouth wash. As for your bad breath. It could be caused by the foods you are eating. Some foods will just cause you to have bad breath even though you are brushing and taking good care of your teeth.

Try looking into that and see if that makes sense for you Also I would suggest talking to your dentist about your dental care habits. Your dental can go over them with you to make sure you are taking proper care of your dental health. They can also check to see if there are any dental issues (such as tooth decay) going on that is causing you to have bad breath.

Posted on May. 23rd 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Health Teeth and Gums

Dental Opinion – How do Discount Dental Plans Work?

Posted on May. 20th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – How do Discount Dental Plans Work?

Question: I thinking about buying a dental discount plan just wanting to have a better understanding on how they work.

Answer: Most individual dental insurance plans require you to satisfy waiting periods and deductibles before having major and sometimes even minor restorative work done. Discount dental plans help make maintaining good oral health a lot more affordable. And, with no waiting periods or complicated coverage procedures, dental discount plans are about as simple as you can get.

How do discount dental plans work? As we become aware about our oral health, there has been a demand for affordable dental care. Discount dental plans are the newest option for those without coverage. These dental discount plans are much cheaper than traditional dental insurance, and also offer almost equal coverage for all dental work, even cosmetic procedures not covered by standard indemnity dental plans. The catch is that dental discount plans are not really insurance at all. They work more like club memberships, where the cost of membership (your “premium”) earns a steep discount on any club service (dental work) you buy. The discount normally applies to all dental office services performed by an approved “plan” dentist, but no procedure is covered completely

Posted on May. 20th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – How do Discount Dental Plans Work?

Dental Opinion – Abscess Tooth

Posted on Apr. 21st 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Abscess Tooth

Question: I have an abscess tooth and it is hurting me I like to have it pulled but the dentist I went to only wants to drain the abscess and make me wait it out, before pulling the to that is hurting me. I am in pain and just want the tooth gone.

Answer: To start with a dentist will normally not remove a tooth if there is an abscess. The Abscess has to clear up before removing any teeth. For this they may give you antibiotics. Taking them as prescribe is important. Listerine has a pain reliving mouthwash that may help some with the pain, but check first with the dentist. You may wish to re think about having your abscess drain. It may hurt but it will also help to heal faster in the long run. By letting it go it may take longer to go away or it may even make it worse. What you are describing is nothing to put off.

Posted on Apr. 21st 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Abscess Tooth

Dental Opinion – No insurance and I need to extract my wisdom teeth?

Posted on Apr. 19th 2023 by Dental Plan Review in Dental Help Comments Off on Dental Opinion – No insurance and I need to extract my wisdom teeth?

Question: I do not have dental insurance but need to have my wisdom teeth. What can I do to make it more affordable so I can have this done.

Answer: You may want to look into getting a dental discount plan, since you have immediate needs. Dental Insurance at this point may not cover you to see an Oral Surgeon or they may have a long term waiting period before you can be covered. Dental Discount This type of dental plan is not insurance.

The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code. This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.

Posted on Apr. 19th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – No insurance and I need to extract my wisdom teeth?

Braces – How Much for Fake Teeth?

Posted on Apr. 17th 2023 by Dental Plan Review in Dental Help Comments Off on Braces – How Much for Fake Teeth?

Question: I have bad teeth they are all crooked and due to that I do get cavities easier then most people. I just like to have them pulled and get fake teeth not to have to deal with fixing them all the time.

Answer: I would advise you should correct the problem with braces and not by pulling a tooth and having a bridge, partial or implant. Braces cost varies depending on what type you would get and treatment. Think about speaking to your local dentist. Try looking for one that will give you a free consult.

Posted on Apr. 17th 2023 | by Dental Plan Review | in Dental Help | Comments Off on Braces – How Much for Fake Teeth?

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