Dental Blog -- Dental Opinions and Reviews, Dental Insurance Plan Reviews - Dentist, Dental Office Consumer Opinions and Customer Complaints

Dental Opinions is a service to the dental insurance community providing dental reviews and opinions for dental insurance plans, dental plan procedures, dentist, and the various dental plans sold on the internet such as dental discount plans, reduced dental fee for service, PPO dental insurance plans, DHMO, and dental insurance indemnity products for individual and family dental plans.

Consumer website reviews of good, bad, and ugly dentistry. Advocates for dental fairness.

 

Dental Insurance or Dental Plan

Posted on Tuesday, Mar. 2nd 2010 8:54 AM by Dental Plan Reviews in Dental Help, Dental Insurance, Dental Plans 3 Comments »

The other day I bough what I thought was dental insurance only to find out that I could not keep my dentist because it was a dental discount plan and not insurance.  My dentist said he does not take dental discount plans.  I am so upset that now I bought a plan that is not even going to help me.  There are other dentist that take the discount plan but I want to stay with the one I have.

I called wanting a full refund but they said I may have earned fees that are not refundable.  Even though the plan is useless to me.  I really do not think this is fair.   I only bough the plan thinking I could go to my dentist to find out after the fact I can not. When I told them this the rep told me that  they state  on the website that it is a discount plan where you have to go the the plan providers.  I did not see that should I not get back all my money?

VN:F [1.9.22_1171]
Rating: 0.0/5 (0 votes cast)
VN:F [1.9.22_1171]
Rating: 0 (from 0 votes)
Posted on Tuesday, Mar. 2nd 2010 8:54 AM | by Dental Plan Reviews | in Dental Help, Dental Insurance, Dental Plans | 3 Comments »

3 Comments on “Dental Insurance or Dental Plan”

  1. Carol Says:

    Well I am going to say I am sorry to hear you had such a problem. But can understand both sides to this story. When buying a product on line for anything thing you do. It is up to you to read and know what it is you are buying.

    I am not saying you did not read the site, but sounds as if you did not read everything completely. It is up to you not the company if they are fully disclosing that it is a discount plan and not insurance.

    For example: at http://www.insurancecompany.com They sell dental insurance as well as dental discount plan and it is very clear on their site which is which. Try to learn from this and not repeat it in the future. If you are not sure about the product that you are wanting to buy on line, call the company up and get the information you need.

    Do not buy anything from a website that does not have a valid contact number for questions.

    VA:F [1.9.22_1171]
    Rating: 0.0/5 (0 votes cast)
    VA:F [1.9.22_1171]
    Rating: 0 (from 0 votes)
  2. Troy Hilbert Says:

    I see how you may feel. If you just bought the plan and did not use it, as long as you called the company back with in a few days of buying the plan you would think they would be understanding and not charge you the set up fees.

    That said you can see that the company does have processing fees in order to process your dental plan order. So if you had the plan for more the just a few days keeping the fees sounds fair.

    In the end it would be a decision would be up to the company. Next time just be a little more careful of what you are in fact buying on line.

    VA:F [1.9.22_1171]
    Rating: 0.0/5 (0 votes cast)
    VA:F [1.9.22_1171]
    Rating: 0 (from 0 votes)
  3. Jackie Says:

    Do not feel to bad Holly, I did the same thing. I bought a discount plan without knowing that I had to stay within the network of dentist. I was just as upset so when I called the company stated how it shows on their web site. I was no it did not.

    The lady on the phone show me were it was and I am sorry to say it was not only there but it was there in bold print. I had only myself to blame. I was lucky in the fact that they did not process my order and I had no charges put on my card.

    VA:F [1.9.22_1171]
    Rating: 0.0/5 (0 votes cast)
    VA:F [1.9.22_1171]
    Rating: 0 (from 0 votes)

Please leave a dental comment or reply

You must be logged in to post a comment.

.......

Dental review keywords to help you find us again. DentalOpinions.com brings you content on these related dental items.

dental plan reviews, dental plans review, dental plan review, dental discount plan reviews dentist reviews, dentists reviews, dentist review, dentistry reviews, cosmetic dentist reviews, dentists review, dental reviews, dentist ratings reviews, cosmetic dentistry reviews, pediatric dentist reviews, a dentist reviews, dentist and reviews, dentist reviews in, dentist reviews in new, dentist reviews new, reviews for dentist, reviews of dentist in, reviews on dentist in, dentist net reviews, reviews of dentist, free dentist reviews, dentist reviews las, reviews on dentist, dentist and review, dentist net review, dentist review in, review a dentist, review for dentist, review of dentist, dentist review new, review of dentist in, dentistry review, dentist reviews long, review on dentist, reviews for dentist in, cosmetic dentist review, reviews of dentists, dentists reviews in, reviews on dentists, reviews for dentists, dental review, dentist patient reviews, dentist patient review, review of dentists, dentists review in, city dentist reviews, dental dentist review, best dentist reviews, city dentist review, patient reviews of dentists, family dentistry reviews, patient reviews of dentists in, reviews of dentists in, reviews on dentists in, cosmetic dentistry review, family dentistry review, dental hygiene reviews, review of dentists in, area dentist reviews, gentle dental reviews, dentist reviews orange, dentist reviews dr, dentist reviews nyc, dentist review dr, dentist review nyc, dds dentist reviews, new york city dentist reviews, dentist reviews los, reviews for dentists in, dds dentist review, gentle dental review, area dentist review, dental arts reviews, dentist reviews cincinnati, dentist reviews st, dentist review los, md dentist reviews, dentist reviews columbus, las vegas dentist reviews, dentist review st, tucson dentist reviews, dental arts review, dentist reviews milwaukee, dentist reviews arlington, pediatric dentist review, dentist reviews pasadena, pasadena dentist review, dentist reviews boston, dental associates reviews, dentist review boston, dental associates review, comfort dental reviews, dentist reviews orlando, comfort dental review, dental patient reviews

 
 
Copyright 2011 All rights reserved. DEL AMO Insurance Services, Inc.