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Dental Insurance, I need help understanding coverage terms.

Posted on Sunday, Apr. 18th 2010 8:40 PM by Dental Plan Review in Dental Help, Dental Insurance, Dental Plans Comments Off on Dental Insurance, I need help understanding coverage terms.

I was able to get a job that offers health and dental insurance.  I never had dental insurance before so I do not understand a few of the terms or what they mean.  I have to pick between two plans and let them know which one I want by next month.

So here are my questions:  What is considered Preventive Treatment, Basic Treatment and Major Treatment? What type of procedures fall into those services?   Both plans are saying they only pay a percentage of preventive, basic, and Majors  so I kinda understand that.  However what is a deductible?  One plan said 50.00 and the other is 25.00 if that helps.

What do they mean by waiting periods.  Also what is a 1000 max?  I am really trying to figure out what all this means.  Sorry this is all just going over my head.

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Posted on Sunday, Apr. 18th 2010 8:40 PM | by Dental Plan Review | in Dental Help, Dental Insurance, Dental Plans | Comments Off on Dental Insurance, I need help understanding coverage terms.
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