Dental Insurance, I need help understanding coverage terms.
I was able to get a job that offers health and dental insurance. I never had dental insurance before so I do not understand a few of the terms or what they mean. I have to pick between two plans and let them know which one I want by next month.
So here are my questions: What is considered Preventive Treatment, Basic Treatment and Major Treatment? What type of procedures fall into those services? Both plans are saying they only pay a percentage of preventive, basic, and Majors so I kinda understand that. However what is a deductible? One plan said 50.00 and the other is 25.00 if that helps.
What do they mean by waiting periods. Also what is a 1000 max? I am really trying to figure out what all this means. Sorry this is all just going over my head.