Looking into getting a dental insurance plan for my family. We are not really seeing any one dentist so that is not a factor. Since we are not locked into one dental office which type of dental insurance would be best for my and my family. A dental HMO or a dental PPO. From what I can tell PPOs are more expensive monthly then HMOs. Does that mean that PPO give you better coverages? I am not so much worried about the monthly cost per say then just wanting to have which ever plan pays out the most and give me the most benefits.