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Dental Insurance Reviews, Indemnity Dental Insurance Plans

Posted on Saturday, Jul. 10th 2010 5:57 PM by Dental Plan Review in Dental Help, Dental Insurance 2 Comments »

Indemnity Dental Insurance Plans

This is the plan where you choose your own individual or family dentist. The dental insurance plan pays the dental office on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses them for the services rendered.

A dental insurance company usually pays between 50% – 80% of the family or individual dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client. These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity dental plans also can limit the amount of services covered within a given year and pay them based on a variety of fee schedules. Some typical features of these plans:

Deductibles before coverage begins.

Probationary periods on certain procedures that last up to a year

Annual dollar limit on benefits

Chose your own individual or family dentist

Your average monthly cost: $30 and up

Companies selling these plans are regulated by state insurance departments.

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Posted on Saturday, Jul. 10th 2010 5:57 PM | by Dental Plan Review | in Dental Help, Dental Insurance | 2 Comments »

2 Comments on “Dental Insurance Reviews, Indemnity Dental Insurance Plans”

  1. Stephen F Says:

    MultiFlex is an extensive individual or family dental indemnity insurance plan created to offer you the protection and dental care flexibility at an affordable monthly cost.

    This indemnity dental insurance plan allows you to select any individual or family licensed dentist for service – and when you buy the MultiFlex online dental insurance plan, you receive on of the best dental plans for basic, preventative, and major dental services in the country.

    The individual or family dental plans offer both indemnity and PPO dental insurance coverages with maximum benefit limits ranging from $500 to $2000 per calendar year. In addition, the dental insurance plan rates are based upon age and zip code where you will receive your individual or family dental insurance services as quoted online.

    Click here to get dental insurance http://www.multiflexdental.com

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  2. Petters Says:

    I have the Multiflex dental plan. It works well for my family and I. We decided to get the higher max limit per person. Now the waiting period can be hard so you want to be aware of them before buying the plan.

    I did not have a problem with the waiting periods since my family did not need any major dental work. Hopefully my five year old can keep up is good brushing habits so we will not need any major dental work in the future.

    Buy Dental Insurance from DentalInsuranceKids.com
    Get Dental Insurance Quotes Online — Find the Best Dental Plan Now!

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