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What is the difference between dental insurance and dental plans?

Posted on Wednesday, Dec. 1st 2010 8:02 AM by Dental Plan Reviews in Dental Plans 2 Comments »

I am trying to find dental insurance and when I type in the search for dental insurance I find many dental plans.  When I start reading the  details it states this is a dental plan and not dental insurance.   Normally I found that after reviewing most of the plan and feel I really wasted my time.

I have to get dental insurance that is my requirement.  I notice you seem to offer both dental insurance and plans.  Thankfully you are clear from the start which is which but I am still left wondering what is the difference between them.

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What is the difference between dental insurance and dental plans?, 4.5 out of 5 based on 2 ratings
Posted on Wednesday, Dec. 1st 2010 8:02 AM | by Dental Plan Reviews | in Dental Plans | 2 Comments »

2 Comments on “What is the difference between dental insurance and dental plans?”

  1. Caroline Says:

    It would depend on what you are comparing the dental plan too. A dental plan would be closest to a dental HMO insurance plan.

    However a discount plans are not regulated by your state insurance department. Simply put you are getting the reduce or discounted saving from the dentist that take the plan.

    Dental discount plans are great low cost dental option for many people who can not afford dental insurance plans. However one should always be clear and under stand what they are buying and if you want a dental insurance product then you would not want to get a dental discount plan.

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  2. Andrew Gollab Says:

    You had hit on one of my biggest pet pevees when seaching for dental insurance on line. There are many dental web sites that will pull up under the dental insurance and if you do not fully read the plan terms and condition you may not realise you are buying a dental discount plan until after the fact.

    There is nothing wrong with dental discount plans and the do fit many peoples dental needs. However If I am looking for dental insurance that is what I want. There is not much you can do about this however.

    As long as the web site is stating that the plan they are selling is a dental discount plan it is up to you to read and know what it is you are buying.

    We offer both dental insurance and dental discount plans in most all states. We do this so the consumer can choose what they feel is best for them.

    The more choices you are given the better the change we will have the plan that will best fit your dental needs.

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