So I have an PPO dental insurance plan that I get though my job. It has a 1500 year max limit and for majors only covers out 50%. I was shopping dental insurance and notice that my dentist is listed on this HMO plan I saw. It looked really good because the crown I need is only $380.00 and my dentist charges $700.00 for the crown.
With my current insurance plan that would leave me with $350.00 but if the dentist uses the HMO plan at $380.00 and bills that off to my current policy then I would only have to pay $190.00 making it well worth the cost paying for the HMO insurance plan he takes. Can I do this ?