Know the plan benefits and what is cover and who controls any treatment decisions.
There are many dental insurance plans that require dentists to follow treatment plans that rely on a least expensive alternative treatment approach. (Example) If there are multiple treatment options for a specific dental condition, the dental insurance plan may only pay for the less expensive treatment option. Therefore if you choose a treatment option that may better suit your individual needs you may be left responsible for paying the difference in costs or even the total cost for the dental service. It’s important to know who makes the treatment decisions under your plan