There are several dental insurance options to choose from when you shop for individual dental plans. HMO network dental insurance plans, PPO dental plans, Free choice of provider plans as well as Dental Discount plans. Each plan types can fit different dental needs depending on what type of coverage’s you may want and what you can afford to spend on a plan.
For lower cost dental plan options you may wish to review either dental HMO plans or Dental Discount plans. These type of plan have fewer limitations lower monthly cost but they do require that you stay within the plan network of dentist. If you are wanting dental insurance plans to stay with a dental office or give you the free choice to choose your own dentist then you will want to review dental PPO plans or Indemnity plans which are your free choice of provider plans. Those these plans are more open to providers they do have more limitations that should be reviewed carefully.