I am not sure which plan I should get either the Golden West 100 or the Delta Dental HMO plan. I like that they are both very affordable and that is good because I do not have much money. Is there anything you can tell me that will help me choice between the two plans?
I live in AZ and have a family of three. We have been paying for our own dental care without dental but feel since we do not have insurance we are not seeing the dentist as often as we should do to the cost factor. I been shoping out dental insurane on line but there are many different plans that one can get. How do you go about buying the best plan for your family. Do you have plan reviews? Can y ou offer tips on how to go though your dental insurance plans so that I know I getting the best one.
Hi I live in Duson, Louisiana and I am looking for dental insurance with the shortest waiting periods possible. I do not have major dental inssues or anything but I was told I do need to have a filling for a small cavity. So I may as well get dental insurance now before having any more dental work done. Your Nationwide plans look good but I see there are a few of them. Can you just tell me which one would have the shortest waiting period fo a filling. Thanks.
So I am shopping out dental insurance and in need of advise. When reviewing all the different dental insurance plan and dental plans available I get a little lost. It is really just to much for me to have to go though. This is what I need I have to have three bad teeth pulled and a bridge put in.
The dentist that told me that I would be better off getting some dental insurance before I start having any dental work started. I think he told me this since I almost gadded on the price he was quoting me to have this work done by them without insurance.
Can you just tell me what would be the best dental plan to get? out here in Florida.
Indemnity Dental Insurance Plans
This is the plan where you choose your own individual or family dentist. The dental insurance plan pays the dental office on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses them for the services rendered.
A dental insurance company usually pays between 50% – 80% of the family or individual dental office fees for a covered procedures; the remaining 20% – 50% is paid by the client. These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity dental plans also can limit the amount of services covered within a given year and pay them based on a variety of fee schedules. Some typical features of these plans:
Deductibles before coverage begins.
Probationary periods on certain procedures that last up to a year
Annual dollar limit on benefits
Chose your own individual or family dentist
Your average monthly cost: $30 and up
Companies selling these plans are regulated by state insurance departments.
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