I know that I want dental insurance and not a dental discount plan though I do see you sell both. So if you can tell me what is so great about a discount plan I may give them a second look. But as of right now I and reviewing your HMO Delta dental to your PPO plans.
There are some really big difference in cost and coverages. I am not sure why PPOs are more costly then HMO yet they seem to have more limitation then the HMO Delta dental. That is a little confusing to me why I am paying more but seemly getting less.