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Dental Opinions is a service to the dental insurance community providing dental reviews and opinions for dental insurance plans, dental plan procedures, dentist, and the various dental plans sold on the internet such as dental discount plans, reduced dental fee for service, PPO dental insurance plans, DHMO, and dental insurance indemnity products for individual and family dental plans.

Consumer website reviews of good, bad, and ugly dentistry. Advocates for dental fairness.

 

Dental Opinions – Knowing your Individual Dental Insurance Options.

Posted on Monday, May. 10th 2021 6:29 AM by Dental Plan Review in Dental Help No Comments »

There are several dental insurance options to choose from when you shop for individual dental plans. HMO network dental insurance plans, PPO dental plans, Free choice of provider plans as well as Dental Discount plans. Each plan types can fit different dental needs depending on what type of coverages you may want and what you can afford to spend on a plan. For lower cost dental plan options you may wish to review either dental HMO plans or Dental Discount plans.

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How to Choose a Dental Provider

Posted on Thursday, May. 6th 2021 1:18 PM by Dental Plan Review in Dental Help, Dental Insurance No Comments »

Things to Keep in Mind Before Choosing Your Dental Insurance Plan. Dental insurance is a good way of controlling your dental care cost. By choosing your dental insurance plan carefully you can receive your dental care services at a considerably lower cost than the charges you will have to pay without dental insurance. The key is choosing the right plan that fits your dental needs the best.

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Dental Opinions – Family/General Dentist and Specialist

Posted on Monday, May. 3rd 2021 11:51 AM by Dental Plan Review in Dental Help No Comments »

Make sure you understand there is a different between a family/general dentist and a specialist. Though many dental discount plans do offer a flat saving up to 20 percent or more on their specialist, the schedules that are listed are normally for the family/general dentist within the plan network.

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Dental Opinions – Buying a Discount Plan That Fits Your Budget

Posted on Thursday, Apr. 29th 2021 11:46 AM by Dental Plan Review in Dental Help No Comments »

Some dental discount plans make you pay in full for one year where others may provide you with a monthly payment option. Pick the plan the best fits into your budget.

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Dental Opinions – Dental Discount Plans and Dentist

Posted on Monday, Apr. 26th 2021 11:41 AM by Dental Plan Review in Dental Help No Comments »

Dental discount plan required that you see a dentist in the plan network. (THERE IS NO OUTSIDE NETWORK SAVINGS) Therefore you want to review and compare dentist within each plan. Making sure you have dentist in your area under the plan before buying one. I suggest always calling the dental office. Not only to confirm they are still accepting the plan in question but also in order to asking any question you feel is important in picking a dentist to go to.

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Dental Opinions – Shopping for Dental Insurance Compare Fee Schedules

Posted on Wednesday, Apr. 21st 2021 11:37 AM by Dental Plan Review in Dental Help No Comments »

Compare the fee schedules that are provide for each plan. Some plan have short fee schedules then others and since they are different companies that means they each have their own fee schedules showing your discounted cost for dental services. Since many dental discount plans will give you about a 20 percent saving of dental services not list you only need to compare services that are listed.

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Dental Opinions – Best Dental Plans Review.

Posted on Sunday, Apr. 18th 2021 5:33 AM by Dental Plan Review in Dental Help No Comments »

When thinking about buying a dental discount plan what you should know in picking the best dental plan for you and or your family. Most dental discount plan may work the same in the fact that they provide dental discount saving on your dental care needs for a low monthly cost of the plan. However not every dental discount plan will work for your needs. Tips to making sure you buy the right dental discount plan.

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Getting a Dental Insurance Checkup.

Posted on Thursday, Apr. 15th 2021 5:23 AM by Dental Plan Review in Dental Help No Comments »

Many people still do not floss and brush their teeth regularly. If you are one in the many, here is just another reason to start taking preventive dental care more serious. Forget your nagging dentist that keep telling you that you are not flossing good enough.

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Dental Opinions – Know What Type of Dental Services You Need

Posted on Monday, Apr. 12th 2021 5:18 AM by Dental Plan Review in Dental Help No Comments »

As best as you can know what type of dental care you or your family needs before buying a dental plan. Think of your current dental needs as well as an future dental care needs. If you have children try to get a dental plan that offer some coverage’s for orthodontic care if braces are ever needed in the future.

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Dental Opinions – Understand What is Not a Covered Benefit

Posted on Thursday, Apr. 8th 2021 11:09 AM by Dental Plan Review in Dental Help No Comments »

Know what is not covered under your dental plan. Be aware of any restrictions when choosing your plan. Such as: No specialist, No preexisting (Missing Tooth clauses) No work in progress. Many dental insurance plans will not offer coverage’s on cosmetic dental services such as whiting or veneers or implants.

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Can You Coordination Dental Benefits

Posted on Monday, Apr. 5th 2021 11:05 AM by Dental Plan Review in Dental Help, Dental Insurance No Comments »

Does the plan provide benefits to patients who may also be covered by another dental insurance plan? Not all dental plans offer dual benefits. So when searching for a secondary dental plan make sure both plans allows for coordination of benefits. Also make sure you are seeing a dental provider that is willing to process dual plans.

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Dental Opinions – Do You Have Benefits for Specialists

Posted on Friday, Apr. 2nd 2021 10:56 AM by Dental Plan Review in Dental Help No Comments »

Does the dental plan allow referrals to specialists? Not all dental insurance plans cover the cost for dental specialists. There are times when a dental services such as root canal or tooth extraction requires a specialist. In such cases does the plan offer coverage’s to specialist? If so what are the coverage’s for specialist? In many cases coverage’s are reduce when seeing a specialist so this is important to know and understand before buying a dental plan.

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Dental Opinions – Understand Your Insurance Plan Coverage’s and Limitations

Posted on Wednesday, Mar. 31st 2021 10:51 AM by Dental Plan Review in Dental Help No Comments »

Many plans like PPOs or Free choice of provider plans have maximum annual dollar limitations, waiting periods and deductible. Many of these types of plans out based on percentage up to UCR (Fair and Reasonable or Maximum Allowable Charge) for the different dental services. Where other dental plans may schedule out the cost for services showing the cost a member pays for each type of dental service covered.

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Dental Opinions – Understand Your Dental Insurance Benefits

Posted on Saturday, Mar. 27th 2021 10:45 AM by Dental Plan Review in Dental Help No Comments »

Know the plan benefits and what is cover and who controls any treatment decisions.

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Dental Opinions – Freedom of Choice

Posted on Thursday, Mar. 25th 2021 10:40 AM by Dental Plan Review in Dental Help No Comments »

Does the plan give you the freedom to choose your own dentist or are you restricted to a network of dentists selected by the insurance company?

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Dental Opinions – Buying Dental Insurance

Posted on Monday, Mar. 22nd 2021 10:36 AM by Dental Plan Review in Dental Help No Comments »

When buying a dental insurance plan there are many factors that should be looked at so that you get the best plan for you and or your family.

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Difference Between Medical and Dental Benefits

Posted on Thursday, Mar. 18th 2021 10:30 AM by Dental Plan Review in Dental Help No Comments »

Medical insurance is primarily designed to cover the costs of diagnosing, treating and curing serious illnesses. This process can normally includes a primary care physician and multiple specialists, a variety of tests and multiple procedures to be performed by doctors and laboratories, as well as medications. Rating medical insurance depends on the health, age and attitudes of people in the medical coverage group, so costs can fluctuate widely.

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Dental Opinions – The Difference Between Medical and Dental Disease

Posted on Monday, Mar. 15th 2021 10:24 AM by Dental Plan Review in Dental Help No Comments »

Most dental ailments are preventable, unlike medical which can be both unpredictable and catastrophic. With dental preventive care would including regular dental checkups and cleanings. By having regular visits to the dentist, problems can be diagnosed early along treated without extensive testing or elaborate and expensive procedures. Which helps keeps the costs of dental care much lower than those of medical care. In fact, total spending for dental care is decreasing. In 1970, it made up 6.3 percent of total health care expenditures. But in 1991, dental care’s share of health care spending was only 4.9 percent.

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Tom’s of Maine Kids Strawberry Kids Toothpaste.

Posted on Thursday, Mar. 11th 2021 10:19 AM by Dental Plan Review in Dental Help No Comments »

Tom’s of Maine invites parents to take a second look at their child toothpaste and consider changing form a saccharin to strawberries.  Toms of Maine offers toothpaste that has no artificial dyes or sweeteners, a silly strawberry toothpaste that has real strawberry flavor derived from strawberry extracts and other natural flavors and is the first and only natural kids toothpaste to earn the American Dental Association’s Seal of Acceptance for cavity prevention.

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Dental Opinions – How to Encourage Tour Child to Brush Regularly

Posted on Friday, Mar. 5th 2021 10:07 AM by Dental Plan Review in Dental Help No Comments »

Good dental and oral health care is first taught from home. Having healthy teeth and gums are important not to have a great smile but to have long term retention of teeth. Young children may not have a good understanding of the importance of oral health care that is why it is so important to make brushing their teeth fun and not a chore.

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