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Dental Opinions is a service to the dental insurance community providing dental reviews and opinions for dental insurance plans, dental plan procedures, dentist, and the various dental plans sold on the internet such as dental discount plans, reduced dental fee for service, PPO dental insurance plans, DHMO, and dental insurance indemnity products for individual and family dental plans.

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Who do I call for an overcharging dentist who lied about my insurance paying?

Posted on Saturday, Feb. 10th 2024 9:37 AM by Dental Plan Review in Dental Help Comments Off on Who do I call for an overcharging dentist who lied about my insurance paying?

Question: I went to the dentist and had some work done. The dental office said my dental insurance policy covered the services I needed up to 50 percent, so I paid half the cost of the services rendered at the time. Yet about two weeks later, the dental office tried to charge me more money, saying that the insurance company did not pay the remaining 50 percent and I still had a balance due. 

Reply: You can still have a balance due for many reasons besides a lying dentist. However, the first place to call would be your dental insurance member services line for claims. The claims department could advise you why they did not pay out as you expected. Examples could be: 

  • You maxed out your yearly maximal limitation. 
  • You had a deductible. 
  • You went to a dental office outside the network with UCR fees. 
  • You went to a dental office in the network of providers but out of your rating area and had UCR fees.
  • You had a higher-cost dental service than what the plan covers, so they covered you at a lower cost. An example would be that the plan covers up to 50 percent of a Resin Crown with high noble metal, but if you have a Full Porcelain Crown that is more costly, the plan covers you at the cost of the Resin Crown.

 If, after speaking to the dental insurance claims department, you still feel like you were misled by the dental office regarding cost and coverage, you would then call the dental office. With that said, most dental offices will say that your cost was an estimate based on your policy, but that final cost is determined by what the company pays out. 

It’s important to note that even when submitting a claim for a quote, only to the insurance company so that you know what the company will pay on the claim before having the services. Even the company will state that it is an estimate and can be subject to change. 

Posted by Dental Plan Review | in Dental Help | Comments Off on Who do I call for an overcharging dentist who lied about my insurance paying?

Dental Opinions – Dental Insurance

Posted on Thursday, Feb. 8th 2024 8:36 AM by Dental Plan Review in Dental Insurance Comments Off on Dental Opinions – Dental Insurance

Dental insurance coverage for children is an essential health benefit. According to studies, dental health is linked to your overall wellness. Also, studies have shown that people with dental insurance tend to visit their dentist regularly to maintain their dental health care needs. Dental care cost is a leading factor in why parents and their kids do not see a dentist as much as they should. Since that is the case, having dental insurance helps control their family dental care cost, thereby making it possible for them to see their dentist regularly.

In addition to regular visits to the dentist, dental insurance can cover major dental procedures and emergencies. This can provide peace of mind to parents, knowing that their children’s dental health needs will be taken care of without any unexpected financial burden.

It’s important to note that dental insurance policies can vary in coverage and cost, so it’s essential to research and compare different options before selecting a plan. Some plans may restrict specific treatments or providers, so reading the terms and conditions of the plan is crucial.

Dental insurance is a wise investment for families prioritizing their dental health. Dental insurance can help children and parents maintain healthy teeth and gums for a lifetime by providing access to regular check-ups, preventative care, and emergency treatment.

Posted by Dental Plan Review | in Dental Insurance | Comments Off on Dental Opinions – Dental Insurance

Dental Opinions – Monthly rates for dental insurance: Is there dental insurance for low-income homes?

Posted on Monday, Dec. 11th 2023 11:55 AM by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Monthly rates for dental insurance: Is there dental insurance for low-income homes?

I am 18 and still living at home. My mom works two jobs, and I work part-time while going to school to help out. However, for the most part, it is still challenging for my mom to care for three kids independently. We do not go to the dentist since she can not afford the cost. Are there low-cost options available?

Reply: You should review dental HMO insurance plans. Dental HMO plans are the lower-cost insurance plan option. With an HMO, you and your family could have preventive care such as X-rays, oral exams, and cleanings for little to no cost. More extensive dental care costs much less, making dental care more affordable for the family.

Posted by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Monthly rates for dental insurance: Is there dental insurance for low-income homes?

Dental Opinions – Teething and Dental Care for Infants, Teething Symptoms.

Posted on Friday, Dec. 8th 2023 11:53 AM by Dental Plan Review in Dental Help, Dental Insurance Comments Off on Dental Opinions – Teething and Dental Care for Infants, Teething Symptoms.

 First, here are some signs that your baby is teething—drooling, wakefulness, cranky more than usual, crying, biting, chewing, and tender gums. Your baby may also be fussy when feeding. Over-drooling may cause skin irritation around the mouth. Teething gums may look swollen and red. You may see little white dots or small openings where the tooth cuts. Although your baby may get loose stools while teething, look out for diarrhea and fever. Fever and diarrhea are not symptoms of teething; therefore, you should take your baby to the doctor for a check-up since it is probably unrelated to your baby’s teething. 

Posted by Dental Plan Review | in Dental Help, Dental Insurance | Comments Off on Dental Opinions – Teething and Dental Care for Infants, Teething Symptoms.

Dental Opinions – California Dental teeth care, Eating after dental bonding

Posted on Wednesday, Dec. 6th 2023 11:51 AM by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – California Dental teeth care, Eating after dental bonding

I just got some dental bonding on five teeth. However, I did not ask my dentist if I could eat anything. Or if I needed to wait. If so, how long do I need to wait after bonding? I need to know.

Reply: You don’t have to wait to eat or drink after your appointment. However, you may experience slight tooth sensitivity to heat and cold after teeth bonding for a few days afterward. To prevent staining, avoid or keep to a minimum coffee, tea, soy sauce, colas, grape juice, blueberries, fresh cherries, and acidic foods like citrus juices and tomato sauce. You can call your dentist, who did the bonding, for any aftercare instructions, which they typically give you at your appointment.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – California Dental teeth care, Eating after dental bonding

Dental Benefits – Dental Opinions

Posted on Wednesday, Aug. 30th 2023 2:21 PM by Dental Plan Review in Dental Help Comments Off on Dental Benefits – Dental Opinions

The Benefits of Having a Family Dental Insurance Health Care Plan.

Not everyone in the US receives dental benefits through their employer. People who do not receive dental benefits tend to put off dental care for themselves and their families due to cost issues. However, even for families, low-cost dental insurance options are available and will help make going to the dentist much more affordable for your whole family. HMO insurance plans in most states run around $30-$40 a month for a family and offer free to very low-cost preventive care, such as X-rays, Checkups, and cleanings. Those services can cost up to $150 or more for just one person. You can see how a family of four paying $40.00 a month saves you over $500.00 in dental care. Also, people with dental insurance tend to see the dentist regularly for preventive care services. Doing so helps prevent more significant dental issues from starting there by also controlling the cost of dental services.

Posted by Dental Plan Review | in Dental Help | Comments Off on Dental Benefits – Dental Opinions

Cosmetic Dentistry – Dental Opinions.

Posted on Monday, Aug. 28th 2023 1:54 PM by Dental Plan Reviews in Dental Help Comments Off on Cosmetic Dentistry – Dental Opinions.

Protect your Cosmetic Dentistry Work. 

After paying the cost of cosmetic dental care, the last thing you would want to do is damage your teeth. After going through cosmetic dentistry treatment such as dental implants, cosmetic veneers, or crowns, you need to protect your teeth from hazards. If you do not take proper care of your teeth, restorative dental work can chip, break or go through discolorations. Porcelain can break. Avoid chewing on popcorn or hard candies. Do not use a water pick directly on your porcelain veneers. Wear your night guard if you have any problems with grinding your teeth while sleeping. 

Cavities can still develop around dental work: Be active with your daily dental care habits. You still need to brush and floss your teeth regularly if you want to avoid problems such as tooth decay or gum disease. Also, follow your Cosmetic dentist’s instructions on taking care of your teeth if you want your cosmetic dental work lasts for as long as possible. Most cosmetic dentists will only re-do cosmetic dentistry work for free if it is determined that there was a problem with the lab work or because the crown did not fit correctly from the beginning.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Cosmetic Dentistry – Dental Opinions.

Dental Opinions on Dental Cleanings

Posted on Saturday, Aug. 26th 2023 1:32 PM by Dental Plan Reviews in cleaning, Dental Help Comments Off on Dental Opinions on Dental Cleanings

Routine Cleanings Vs. Deep Cleanings. 

What is the difference between routine Cleaning (Prophylaxis) and Deep Cleaning?

Routine/Prophylaxis Cleaning: Focuses on preventive dental care and maintaining healthy teeth and gums by removing calculus, plaque, and common stains. Normally performed twice a year by a dental hygienist or dentist along with your dental check-up. 

Deep Cleaning: is a procedure designed to help avoid periodontal disease (gum disease). A buildup of calculus and plaque on the crowns and root surfaces of teeth causes periodontal disease. It can begin as localized gingival inflammation and progress to severe disease that significantly damages the soft tissue and the bone that supports the teeth. If left untreated, this disease progresses to the ultimate loss of teeth.

Posted by Dental Plan Reviews | in cleaning, Dental Help | Comments Off on Dental Opinions on Dental Cleanings

Dental Opinions – What to do if you have Tooth Pain.

Posted on Thursday, Aug. 24th 2023 10:17 AM by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – What to do if you have Tooth Pain.

If you have a toothache, you want to use warm water to rinse your mouth out. Use floss to remove any particles around your teeth and gum. You will also want to keep your mouth closed as much as possible due to cold air will cause your tooth to hurt more. Coarse, see your dentist right away.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – What to do if you have Tooth Pain.

Dental Opinions – What to do if you have food lodged between teeth.

Posted on Tuesday, Aug. 22nd 2023 6:58 AM by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – What to do if you have food lodged between teeth.

Sometimes while eating, we can get food lodged between our teeth that does not want to come out easily. If you are eating out at the time, this can also be irritating to you and your gums. However, never use a sharp object to remove anything between your teeth. If this technique doesn’t work, you can end up cracking or chipping a tooth. The best advice, carry dental floss with you at all times. I do not suggest flossing at the table, but you can do so in the restroom.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – What to do if you have food lodged between teeth.

Reduce Your Cost of Dental Care Services. 

Posted on Friday, Aug. 18th 2023 6:42 AM by Dental Plan Reviews in Dental Help, Dental Insurance Comments Off on Reduce Your Cost of Dental Care Services. 

Dental treatment can cost hundreds to thousands of dollars depending on the dental care you may need to have. Without dental insurance, your dental cost can quickly exceed what you can afford to spend on your dental care. However, proper dental care is vital for your oral and dental health and overall medical health. Dental care should not be ignored if you have been delaying your dental care due to cost. Then you may consider buying a dental plan to help reduce your dental costs making dental care more affordable.

Posted by Dental Plan Reviews | in Dental Help, Dental Insurance | Comments Off on Reduce Your Cost of Dental Care Services. 

Dental Opinions – Seeing a Dentist

Posted on Wednesday, Aug. 16th 2023 9:22 AM by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – Seeing a Dentist

Why Should Infants and Toddlers See a Dentist Regularly?

The American Academy of Pediatric Dentistry (AAPD) has revised its guidelines on infant oral health care and now recommends that infants 6 to 12 months old should be seen by a dentist. According to studies, children who experience tooth decay in their baby teeth are more likely to develop tooth decay in their permanent teeth. However, by establishing a relationship between family and dentist, parents will be able to learn how to take care of their baby’s teeth. Parents that take a proactive approach to their infant oral health care can make a difference that will last a lifetime

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Dental Opinions – Cosmetic Dentristry

Posted on Monday, Aug. 14th 2023 8:48 AM by Dental Plan Reviews in Cosmetic, Dental Help Comments Off on Dental Opinions – Cosmetic Dentristry

Most dental insurance plans offer benefits for crowns, bridges, veneers, and orthodontic care as long as it’s necessary. However, ensure you know your dental plan terms and conditions for a cosmetic dental need, as they may cover braces but only for children. The insurance plan may cover dental crowns, but they may only cover partial full porcelain crowns. Basic cleaning covered but not teeth whitening, Bridges and partials covered but not Implants.

If you have dental insurance, ensure you know what your plan covers before starting cosmetic dental services. If you want dental insurance, make sure it covers the services you want. A dental option for reducing cosmetic dental care would be a dental discount. Under most dental discount plans, as long as a dentist does the type of dental services you are looking for, you will get discounted savings.

Posted by Dental Plan Reviews | in Cosmetic, Dental Help | Comments Off on Dental Opinions – Cosmetic Dentristry

Dental Opinions – Teeth Cleanings

Posted on Friday, Aug. 11th 2023 8:31 AM by Dental Plan Reviews in cleaning, Dental Help Comments Off on Dental Opinions – Teeth Cleanings

Why have Dental Teeth Cleanings?

Cleaning teeth usually is part of most people’s oral hygiene habits, which involves the removal of dental plaque. Generally, people routinely clean their teeth by brushing at least twice a day and flossing daily. However, only a dentist or dental hygienist can remove hardened deposits not removed by routine cleaning. A dentist does more than just basic cleaning. They also check for signs of tooth decay and gum disease, which is included in their routine check-up.

Posted by Dental Plan Reviews | in cleaning, Dental Help | Comments Off on Dental Opinions – Teeth Cleanings

Dental Opinions – Cavities

Posted on Thursday, Aug. 10th 2023 2:16 PM by Dental Plan Reviews in Dental Help Comments Off on Dental Opinions – Cavities

Dental care – Understanding how you get cavities. 

Believe it or not, you do not just wake up one day with a dental cavity. It does take some time for your tooth to decay. A dental cavity is a word no one wants to hear at their dental appointment. A dental cavity is a hole that can grow bigger and deeper over time. Cavities happen due to tooth decay. However, even before it gets to that point, tooth decay starts with plaque buildup. Plaque is a sticky substance made up primarily of germs that causes tooth decay. The bacteria in your mouth make acids, and when plaque clings to your teeth, the acids can eat away at your tooth enamel.

If you are not seeing a dentist regularly for your cleanings, then the plaque is not being removed. The acids can continue to make their way through the tooth enamel, and the inside parts of your tooth can begin to decay, causing a cavity. However, preventive care at home is a good start to preventing plaque buildup. However, seeing a dentist is the only way to ensure your teeth and gums are healthy. Also, only a dentist can detect small cavities and stop them from becoming significant dental issues.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Dental Opinions – Cavities

Dental Insurance – Dental Opinions

Posted on Tuesday, Aug. 8th 2023 2:06 PM by Dental Plan Reviews in Dental Help Comments Off on Dental Insurance – Dental Opinions

Dental Review, Why Have Dental Insurance. 

Many people do not receive dental benefits through their employers and therefore go uninsured. They do not buy dental insurance primarily due to cost perceptions, thinking it would be too costly to afford. Yet depending on the dental plan, that is only sometimes the case. Due to cost factors, people without dental insurance see the dentist less by deferring needed dental care. However, one can’t delay dental care and have the problem fix itself. When dental services are deferred for too long, a possible simple cleaning can lead to a filling that can lead to a root canal. In the end, it means higher and higher dental care costs. Many low-cost dental insurance plans offer free to low-cost preventive care. By maintaining our preventive dental care, you can stop the progression of more extensive, costly dental care needs.

Posted by Dental Plan Reviews | in Dental Help | Comments Off on Dental Insurance – Dental Opinions

How do you know if your child is getting enough fluoride

Posted on Saturday, Aug. 5th 2023 6:04 AM by Dental Plan Review in Dental Help Comments Off on How do you know if your child is getting enough fluoride

For this question you will want to have your pediatric dentist evaluate the fluoride level of your child’s primary source of drinking water. If your child is not getting enough fluoride internally through water (especially if the fluoride level is deficient or if your child drinks bottled water without fluoride), then your pediatric dentist may prescribe fluoride supplements

Posted by Dental Plan Review | in Dental Help | Comments Off on How do you know if your child is getting enough fluoride

Dental Opinion – Affordable Dental Coverage for People 65 and Over

Posted on Wednesday, Aug. 2nd 2023 6:54 AM by Dental Plan Review in Dental Help Comments Off on Dental Opinion – Affordable Dental Coverage for People 65 and Over

We provides affordable dental insurance plans for seniors. Our insurance plans for individual, couples, and Family offer comprehensive coverage’s from preventive care to major dental care needs. We offer a broad range of dental insurance plan types from HMO’s to PPO’s and Indemnity dental insurance, so that your can compare benefits and cost to find the right plan the best fits your dental care needs.

Posted by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – Affordable Dental Coverage for People 65 and Over

Dental Opinion – CA Dental Individual and Family PPO Plans Seniors

Posted on Monday, Jul. 31st 2023 6:52 AM by Dental Plan Review in Dental Help Comments Off on Dental Opinion – CA Dental Individual and Family PPO Plans Seniors

One of the largest benefits to a dental PPO’s is that you are able to choose and pick your own provider. Once you find a dentist you like and trust the thought of having to change your dentist just to have dental insurance can be scary. Yet with a PPO dental insurance plan, even if you are seeing a dentist that is not a plan provider most dental PPO plans will provide out of network benefits, allowing you to stay with the dentist you love.

Posted by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – CA Dental Individual and Family PPO Plans Seniors

Dental Opinion – CA Dental Plans for Seniors on Medicare

Posted on Saturday, Jul. 29th 2023 6:49 AM by Dental Plan Review in Dental Help Comments Off on Dental Opinion – CA Dental Plans for Seniors on Medicare

For many seniors on Medicare, dental care cost are not always covered, and what services are covered can still be too costly.  One way to reduce your dental care is by buying an individual dental insurance plan that will better fit your dental care needs.   

On we offer over 30 different dental insurance plans options in most states for your review. If you should have any questions about our dental insurance plans please call our member service line at 310-534-3444.

Posted by Dental Plan Review | in Dental Help | Comments Off on Dental Opinion – CA Dental Plans for Seniors on Medicare

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