Need Low-cost Dental Insurance – Dental Opinions
Question: I am looking for a low-cost dental insurance plan. I want to have the routine cleaning twice a year with X-rays. Since I only need preventive dental care, I do not want to spend $30-$50 monthly for dental insurance to get two free cleanings yearly. Is there any dental insurance with a low monthly rate for people who will only be using it twice a year?
Answer: You may want to look into a dental HMO insurance plan. Generally, HMO dental insurance plans offer a low monthly cost ranging from $8.00 to $25.00 monthly. HMO dental insurance plans are good overall dental plans, and many provide free office visits, X-rays, and dental cleanings. Make sure you read the policy terms to confirm plan coverages.
You can contact our member service line at 310-534-3444, where our team of experts will help you understand each plan’s different options and benefits. They will guide you in selecting the best plan to provide your family with the necessary coverage at a price that fits your budget.