Question: I need dental insurance for myself and my 10-year-old son. I used to have dental insurance through work and never had to get it alone. When getting a dental insurance quote, would I be looking at the family rates? Since it is for my son and me, can I get the couple prices since there are only the two of us? Does a couple mean that you need to be husband and wife? 

Answer: Regarding dental insurance, the pricing structure can vary depending on the number of people covered under the plan. Generally, dental insurance and dental plans refer to couples as two people and families as three or more. However, some plans may offer a different pricing structure depending on the number of people covered. So, reading the plan summary, exclusions, and limitations is always a good idea or calling the customer service line to check.

Since you are looking for dental insurance for yourself and your 10-year-old son, you may be able to get a couple’s pricing since there are only two of you. A couple usually refers to a husband and wife, but it can also include an adult with a dependent child. However, checking the specific plan to ensure it meets your needs is important.

When reviewing dental insurance plans, paying attention to the coverage offered, deductibles, annual maximums, and any exclusions or limitations is important. You’ll want to make sure the plan meets your needs and budget while providing the coverage you need for routine and preventative dental care and any necessary procedures.

If you have any questions or concerns about dental insurance, don’t hesitate to contact the customer service team for the plan you are considering. They can provide more information and help you decide on the best dental insurance plan for you and your family.